Kane County property record for 1150 Cedar Ave, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1918 |
| Square Footage | 873 sqft Living Area |
| Lot Size | 8,448 sqft (0.194 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,500 (2026) |
| Tax Bill | $4,789.00 (2025) |
Source: Kane County records · APN 06-12-127-005
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1103 STRATFORD CT, ELGIN, IL 60120-7119 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE |
| Jun 23, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 02, 2017 | Quit Claim Deed, Transfer · Line of Credit CRYSTAL LAKE BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Jun 23, 2021 · Amount on Record |
| Deed Doc Number | 202616926 |
| Prior Transfer Date | Jun 28, 2002 |
| Prior Transfer Doc | 0000083286 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 27, 2026 |
| Property Address | 1150 CEDAR AVE, ELGIN, IL 60120-2253 |
| Document Number | 0000016926 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.16926 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,768.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000016927, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026.16927 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 23, 2021 |
| Property Address | 1150 CEDAR AVE, ELGIN, IL 60120-2253 |
| Document Number | 0000048046 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021K048046 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1150 CEDAR AVE, ELGIN, IL 60120-2253 |
| Document Number | 0000048047 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021K048047 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 02, 2017 |
| Property Address | 1150 CEDAR AVE, ELGIN, IL 60120-2253 |
| Document Number | 0000011288 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 11288 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 324 N RIVER ST EAST DUNDEE IL 601181333, EAST DUNDEE, IL 60118-1333 |
| Document Number | 11289 |
|---|---|
| Date | Mar 02, 2017 |
| Instrument | 11289 |
| Name | CRYSTAL LAKE BK&TR |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 01, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,789.00 (+4.63%) Homeowner's exemption | ||
| 2024 | $4,577.00 (+10.66%) | $65,197 (+21.39%) Land $19,148 Building $46,049 | $195,669 (+21.44%) Land $57,467 Building $138,202 |
| 2022 | $4,136.00 (-7.66%) Homeowner's exemption | $53,708 (+6.96%) Land $15,774 Building $37,934 | $161,124 (+6.96%) Land $47,322 Building $113,802 |
| 2021 | $4,479.00 | $50,214 Land $14,748 Building $35,466 | $150,642 Land $44,244 Building $106,398 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-12-127-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 873 sqft Living Area |
| Gross Area | 1,746 sqft Gross Area |
| 1st Floor | 873 sqft 1st Floor |
| Basement Area | 873 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Construction Type | Frame Construction |
| Lot Area | 8,448 sqft (0.194 acres) |
| Depth X Width | 128 ft x 66 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 1150 CEDAR AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2253 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVERSIDE PARK ADDN LOT 8 BLOCK 7 |
| Legal Subdivision | RIVERSIDE PARK ADDN |
| Legal Block | 7 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6003 |
| Census Tract | 850800 |
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