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1112 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1112 Oregon Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1996
Square Footage829 sqft Living Area
Lot Size7,492 sqft (0.172 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2023)
Tax Bill$2,623.00 (2024)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0176-0070
Alternative APNs
  • 263001000101760070
  • 78024

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area829 sqft Living Area
Gross Area1,148 sqft Gross Area
1st Floor829 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,492 sqft (0.172 acres)
Depth X Width150 ft x 0.5 ft Depth x Width
Garage TypeCarport Garage
Garage Area187 sqft Garage
CarportCarport
Carport Area187 sqft Carport
PorchEnclosed Porch
Porch Area260 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1112 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-3851
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 176 LOTS 7 & 8 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block176
Legal Lot Number7
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5068
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0176-0070

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1112 OREGON WAY, ANDERSON, IN 46012-5512
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Warranty Deed, Transfer · Conventional Mortgage
ONBOARD 1 MORTGAGE LLC
Dec 14, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 15, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jan 29, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Dec 27, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BANK34

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2023 · Amount on Record
Deed SaleFeb 22, 2023 · Amount on Record
Prior SaleDec 15, 2022 · Amount on Record
Deed Doc Number202321299
Deed Book / Page6361 / 1964
Prior Transfer DateJul 12, 2010
Prior Transfer Doc0040080036
Record RefreshedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 22, 2023
Property Address1112 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0063611964
Book / Page6361 / 1964
Map ReferenceMB B PG 33&34
Instrument DateFeb 21, 2023
Instrument2023021299
Transaction TypeTransfer
Record UpdatedMar 08, 2023
Title CompanyALL FLORIDA TITLE AGENCY, ALL FLORIDA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1431 SIMPSON RD # 229, 229, KISSIMMEE, FL 34744-4604

Transferred To (Grantee/Buyer)

NameVerified Name
Address1112 OREGON AVE, SAINT CLOUD, FL 34769-3851

Mortgage

Document Number0063611966
DateFeb 22, 2023
Instrument6361/1966
Lender
NameONBOARD 1 MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 14, 2022
Property Address1112 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0063291342
Book / Page6329 / 1342
Map ReferenceMB B PG 33&34
Instrument DateDec 12, 2022
Instrument2022178745
Transaction TypeTransfer
Record UpdatedJan 02, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$980.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address102 S WHITE OAK ST, DESLOGE, MO 63601-2826

Transferred To (Grantee/Buyer)

NameVerified Name
Address5000 RIVERSIDE DR STE 100, 100, IRVING, TX 75039-4314
InvestorPossibly a Property Investor

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 15, 2022
Property Address1112 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0063301091
Book / Page6330 / 1091
Map ReferenceMB B PG 33&34
Instrument DateDec 12, 2022
Instrument2022179622
Transaction TypeTransfer
Record UpdatedJan 02, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,068.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 RIVERSIDE DR # DR5-100W, DR5-100W, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

NameVerified Name
Address1431 SIMPSON RD # 229, 229, KISSIMMEE, FL 34744-4604

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1112 OREGON AVE, SAINT CLOUD, FL 34769-3851
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1112 OREGON AVE, SAINT CLOUD, FL 34769-3851

Mortgage

Document Number0062532919
DateJul 19, 2022
Book Page6253/2919
Instrument2022110958
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1112 OREGON AVE, SAINT CLOUD, FL 34769-3851
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054691313
DateJan 29, 2019
Book Page5469/1313
Instrument2019011802
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 27, 2017
Property Address1112 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0052590911
Book / Page005259 / 000911
Instrument DateDec 16, 2017
Instrument183078
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$805.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1112 OREGON AVE ST CLOUD FL 347693851, ST CLOUD, FL 34769-3851

Mortgage

Document Number52590912
DateDec 27, 2017
Book Page005259/000912
Instrument183079
Lender
NameBANK34
TypeBank
AddressLAS CRUCES, NM 88011
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,667.00 (+1.68%) Homeowner's exemption$191,900 (+9.53%) Land $46,800 Building $145,100$191,900 (+9.53%) Land $46,800 Building $145,100
2024$2,623.00 (-16.97%)
2023$3,159.00 (+246.76%)$175,200 (+88.96%) Land $42,500 Building $132,700$175,200 (+12.52%) Land $42,500 Building $132,700
2022$911.00 Homeowner's exemption$92,719$155,700 Land $35,100 Building $120,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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