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1108 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1108 Oregon Ave, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2023
Square Footage2,790 sqft Living Area
Lot Size11,325 sqft (0.26 acres)
GarageAttached, 506 sqft
Last Sale$75,000 (2021)
Tax Bill$12,067.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0176-0040
Alternative APN
  • 263001000101760040

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area2,790 sqft Living Area
Gross Area3,706 sqft Gross Area
1st Floor2,790 sqft 1st Floor
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleDuplex Single Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,325 sqft (0.26 acres)
Garage TypeAttached Garage
Garage Area506 sqft Garage

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address1108 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-3851
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionST CLOUD PB B PG 34 BLK 176 LOTS 4 THRU 6
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Block176
Legal Lot Number4-6
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5068
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0176-0040

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2912 PONCE CREST DR, SAINT CLOUD, FL 34772-8955
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2023Deed of Trust, Mortgage · Conventional Mortgage
NOVUS HOME MORTGAGE
Oct 29, 2021Warranty Deed, Transfer
CORE TITLE SERVICES LLC, LORE TITLE SERVICES LLC
Feb 09, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 10, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Prior SaleFeb 10, 2021 · Amount on Record
Deed Doc Number2021169094
Deed Book / Page6076 / 1512
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1108 OREGON AVE, SAINT CLOUD, FL 34769-3851
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2912 PONCE CREST DR, SAINT CLOUD, FL 34772-8955

Mortgage

Document Number0064831059
DateOct 03, 2023
Book Page6483/1059
Instrument2023129532
Lender
NameNOVUS HOME MORTGAGE
TypeMortgage Company
AddressBROOKFIELD, WI 53045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 29, 2021
Property Address1108 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0060761512
Book / Page6076 / 1512
Map ReferenceMB B PG 34
Instrument DateOct 29, 2021
Instrument2021169094
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyCORE TITLE SERVICES LLC, LORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$525.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1580 FORTUNATA CT, SAINT CLOUD, FL 34769

Transferred To (Grantee/Buyer)

NameVerified Name
Address301 WISCONSIN AVE, SAINT CLOUD, FL 34769-2255

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 09, 2021
Property Address1108 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0058880323
Book / Page5888 / 323
Map ReferenceMB B PG 176
Instrument DateFeb 04, 2021
Instrument2021018992
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4417 13TH ST # ST127, ST127, SAINT CLOUD, FL 34769-6724

Transferred To (Grantee/Buyer)

NameVerified Name
Address1580 FORTUNATA CT, KISSIMMEE, FL 34744-3903

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 10, 2021
Property Address1108 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0058881731
Book / Page5888 / 1731
Map ReferenceMB B PG 34
Instrument DateFeb 04, 2021
Instrument2021019370
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4417 13TH ST # ST127, ST127, SAINT CLOUD, FL 34769-6724

Transferred To (Grantee/Buyer)

NameVerified Name
Address1580 FORTUNATA CT, KISSIMMEE, FL 34744-3903

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,067.00 (+1,249.78%)$674,200 (+1,248.4%) Land $55,000 Building $619,200$674,200 (+1,248.4%) Land $55,000 Building $619,200
2023$894.00 (+10.37%)$50,000 (+11.11%) Land $50,000$50,000 (+11.11%) Land $50,000
2022$810.00$45,000 Land $45,000$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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