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1106 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1106 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1925
Square Footage2,002 sqft Heated Area
Lot Size22,651 sqft (0.519 acres)
Last Sale$100 (2019)
Tax Bill$2,343.00 (2025)

Property Details

APN / Parcel Number

Primary APN78023
Alternative APN
  • 012630000101760010

Interior

Full Baths1 Baths
Building Area2,002 sqft Heated Area
Gross Area2,604 sqft Gross Area
1st Floor952 sqft 1st Floor
Upper Floors952 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1925
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area22,651 sqft (0.519 acres)
Depth X Width150 ft x 150 ft Depth x Width
PorchEnclosed Porch
Porch Area700 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Account Number78023
Street Address1106 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-3851
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 176 LOTS 1 THRU 3
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block176
Legal Lot Number1-3 2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5068
Census Tract43500

Owner

Source: Osceola County records · APN 78023

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1017 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2321
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Quit Claim Deed, Subdivision Related Transfer
ATTORNEY ONLY, ATTORNEY
Dec 08, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
MARCUS SMITH
May 24, 2019Grant Deed, Transfer
QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC
May 24, 2019Grant Deed, Transfer
QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC
Jun 10, 2019Trustee's Deed, Construction Loan · Building or Construction Mortgage
JONATHAN KENNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2019 · Amount on Record
Deed SaleMay 24, 2019 · Amount on Record
Prior SaleMay 24, 2019
Deed Doc Number0055292486
Deed Book / Page005529 / 002486
Last Transfer DateMar 23, 2023
Transfer Doc0063750882
Record RefreshedJun 08, 2026

March 2023: Quit Claim Deed, Subdivision Related Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMar 23, 2023
Property Address1106 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0063750882
Book / Page6375 / 882
Map ReferenceMB B PG 33&34
Instrument DateMar 23, 2023
Instrument2023033227
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 12, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4417 13TH ST, SAINT CLOUD, FL 34769-6724

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 LAKESHORE BLVD, SAINT CLOUD, FL 34769-2321

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateDec 08, 2020
Property Address1106 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0058471462
Book / Page005847 / 001462
Instrument DateDec 04, 2020
Instrument166676
Transaction TypeConstruction Loan
Record UpdatedDec 17, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 13TH ST #127 ST CLOUD FL 347696724, 127, ST CLOUD, FL 34769-6724
InvestorPossibly a Property Investor

Mortgage

Document Number58471462
DateDec 08, 2020
Book Page005847/001462
Instrument166676
Lender
NameMARCUS SMITH
Address7626 HEATHFIELD CT, ORLANDO, FL 32835-1079
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term24 Months
DueDec 07, 2022
Interest
Rate7%

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2019
Property Address1106 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0055292486
Book / Page005529 / 002486
Instrument DateMay 21, 2019
Instrument67381
Transaction TypeTransfer
Record UpdatedJun 05, 2019
Title CompanyQUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 13TH ST #127 ST CLOUD FL 347696724, 127, ST CLOUD, FL 34769-6724

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2019
Property Address1106 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0055292484
Book / Page005529 / 002484
Instrument DateMay 21, 2019
Instrument67380
Transaction TypeTransfer
Record UpdatedJun 05, 2019
Title CompanyQUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$735.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 13TH ST #127 ST CLOUD FL 347696724, 127, ST CLOUD, FL 34769-6724

June 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateJun 10, 2019
Property Address1106 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0055372564
Book / Page005537 / 002564
Instrument DateDec 24, 2018
Instrument74091
Transaction TypeConstruction Loan
Record UpdatedJun 21, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4417 13TH ST #127 ST CLOUD FL 347696724, 127, ST CLOUD, FL 34769-6724

Mortgage

Document Number55372564
DateJun 10, 2019
Book Page005537/002564
Instrument74091
Lender
NameJONATHAN KENNEY
Address2227 S PALMETTO AVE, SOUTH DAYTONA, FL 32119-3007
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 09, 2020
Interest
Rate7%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,343.00 (+22.09%)$130,700 (+18.07%) Land $55,000 Building $75,700$130,700 (+18.07%) Land $55,000 Building $75,700
2023$1,919.00 (+10.61%)$110,700 (+12.39%) Land $50,000 Building $60,700$110,700 (+12.39%) Land $50,000 Building $60,700
2022$1,735.00$98,500 Land $45,000 Building $53,500$98,500 Land $45,000 Building $53,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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