1321 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1321 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	907 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Garage	Finished, 572 sqft
Occupancy	Owner Occupied
Last Sale	$249,900 (2022)
Tax Bill	$2,532.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`78454`
Alternative APN	`012630000102330130`

Interior

Full Baths	1 Baths
Building Area	907 sqft Heated Area
Gross Area	1,723 sqft Gross Area
1st Floor	803 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1970
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	150 ft x 62 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	572 sqft Garage
Fence	Fence
Porch	Enclosed Porch
Porch Area	348 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	78454
Street Address	1321 OREGON AVE
City	SAINT CLOUD
State	FL
Zip	34769-4662
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 233 LOTS 13, 14 & S1/2 OF 15 12/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	233
Legal Lot Number	13-14 14
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4047
Census Tract	43500

Owner

Source: Osceola County records · APN 78454

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1321 OREGON AVE, SAINT CLOUD, FL 34769-4662
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Feb 15, 2012 · Amount on Record
Deed Doc Number	2022015095
Deed Book / Page	6138 / 1368
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 28, 2022
Property Address	1321 OREGON AVE, SAINT CLOUD, FL 34769-4662
Document Number	0061381368
Book / Page	6138 / 1368
Map Reference	MB B PG 33&34
Instrument Date	Jan 26, 2022
Instrument	2022015095
Transaction Type	Transfer
Record Updated	Aug 01, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,749.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1321 OREGON AVE, 1321, SAINT CLOUD, FL 34769-4662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 OREGON AVE, SAINT CLOUD, FL 34769-4662

Mortgage

Document Number	0061381370
Date	Jan 28, 2022
Instrument	6138/1370

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,532.00 (+7.56%) Homeowner's exemption	$184,335 (+6.61%)	$196,500 (+13.65%) Land $101,100 Building $95,400
2023	$2,354.00 (+258.3%) Homeowner's exemption	$172,900 (+119.96%) Land $81,900 Building $91,000	$172,900 (+16.43%) Land $81,900 Building $91,000
2022	$657.00 Homeowner's exemption	$78,605	$148,500 Land $68,300 Building $80,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.