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1116 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1116 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 784 sqft · built 1947
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$287,000 (Jul 2024)
Tax Bill$2,764 (2025)
Deeds & MortgagesDec 2023 Sale & Construction Loan
Jan 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN78025

Property Details

APN / Parcel Number

Primary APN78025
Alternative APN
  • 012630000101760090

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area784 sqft Heated Area
Gross Area1,342 sqft Gross Area
1st Floor Area784 sqft 1st Floor
Stories1 Story
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Exterior MaterialAluminum Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchEnclosed Porch
Porch Area486 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number78025
Street Address1116 OREGON AVE
CitySAINT CLOUD
StateFL
Zip34769-3851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 176 LOTS 9 & 10 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block176
Legal Lot Number1,9-10 10
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group5
Census Block5068
Census Tract43500

Owner

Source: Osceola County records · APN 78025

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1116 OREGON AVE, SAINT CLOUD, FL 34769-3851
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Warranty Deed, Transfer · Construction Mortgage
NATIONAL LOAN FUNDING LLC
Jan 18, 2023Warranty Deed, Transfer
Dec 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2024 · Amount on Record
Deed SaleJul 01, 2024 · Amount on Record
Prior SaleDec 29, 2023 · Amount on Record
Deed Document Number2024086405
Deed Book / Page6626 / 1599
Record UpdatedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 29, 2023
Property Address1116 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0065270962
Book / Page6527 / 962
Map ReferenceMB B PG 33&34
Instrument DateDec 28, 2023
Instrument2023169424
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanyBROKERS TTL OF LONGWOOD I LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address602 N 7TH ST, MARSHALL, IL 62441-1236

Transferred To (Grantee/Buyer)

NameVerified Name
Address418 BROADWAY # N, N, ALBANY, NY 12207-2922

Mortgage

Document Number0065270964
DateDec 29, 2023
Book Page6527/964
Instrument2023169425
Lender
NameNATIONAL LOAN FUNDING LLC
AddressAUSTIN, TX 78702
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term7 Months
DueJul 01, 2024

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 18, 2023
Property Address1116 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0063452450
Book / Page6345 / 2450
Map ReferenceMB B PG 33&34
Instrument DateDec 13, 2022
Instrument2023006615
Transaction TypeTransfer
Record UpdatedMar 06, 2023

Transaction

AmountAmount Recorded
Tax$280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1315 MAPLE ST, MARSHALL, IL 62441-1773

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address602 N 7TH ST, MARSHALL, IL 62441-1236

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 29, 2020
Property Address1116 OREGON AVE, SAINT CLOUD, FL 34769-3851
Document Number0058592109
Book / Page005859 / 002109
Instrument DateDec 01, 2020
Instrument175974
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1315 MAPLE ST MARSHALL IL 624411773, MARSHALL, IL 62441-1773

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,764.00 (+47.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$202,300 (+94.71%) Land $46,800 Building $155,500$202,300 (+94.71%) Land $46,800 Building $155,500
2023$1,875.00 (+24.34%)$103,900 (+16.61%) Land $42,500 Building $61,400$103,900 (+16.61%) Land $42,500 Building $61,400
2022$1,508.00$89,100 Land $35,100 Building $54,000$89,100 Land $35,100 Building $54,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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