Osceola County property record for 1107 Monroe Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 954 sqft Heated Area |
| Lot Size | 5,881 sqft (0.135 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $210,000 (2025) |
| Tax Bill | $3,537.00 (2025) |
| Primary APN | 82143 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 954 sqft Heated Area |
| Gross Area | 1,236 sqft Gross Area |
| 1st Floor | 954 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,881 sqft (0.135 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 264 sqft Garage |
| Porch | Open Porch |
| Porch Area | 18 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82143 |
|---|---|
| Street Address | 1107 MONROE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 6 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PALAMAR OAKS TWNHMS |
| Legal Tract | 42 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82143
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1107 MONROE AVE, SAINT CLOUD, FL 34769-6714 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage CLIFFCO MORTGAGE BANKERS |
| Apr 09, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Apr 09, 2021 · Amount on Record |
| Deed Doc Number | 2025117588 |
| Deed Book / Page | 6852 / 2494 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 25, 2025 |
| Property Address | 1107 MONROE AVE, SAINT CLOUD, FL 34769-6714 |
| Document Number | 0068522494 |
| Book / Page | 6852 / 2494 |
| Map Reference | MB 7 PG 148 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025117588 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 LEWIS AVE, JEANNETTE, PA 15644-2512 |
| Name | Verified Name |
|---|---|
| Address | 1107 MONROE AVE, SAINT CLOUD, FL 34769-6714 |
| Document Number | 0068522496 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 6852/2496 |
| Name | CLIFFCO MORTGAGE BANKERS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 09, 2021 |
| Property Address | 1107 MONROE AVE, SAINT CLOUD, FL 34769-6714 |
| Document Number | 0059320763 |
| Book / Page | 5932 / 763 |
| Map Reference | MB 7 PG 148 |
| Instrument Date | Apr 08, 2021 |
| Instrument | 2021053961 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 BONNIE BRAE AVE, 409, NILES, OH 44446-3801 |
| Name | Verified Name |
|---|---|
| Address | 1107 MONROE AVE, SAINT CLOUD, FL 34769-6714 |
| Document Number | 0005932764 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 5932/764 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,537.00 (+4.37%) | $197,400 (-1.99%) Land $35,000 Building $162,400 | $197,400 (-1.99%) Land $35,000 Building $162,400 |
| 2024 | $3,389.00 (+11.41%) | $201,400 (+17.98%) Land $35,000 Building $166,400 | $201,400 (+17.98%) Land $35,000 Building $166,400 |
| 2023 | $3,042.00 (+10.46%) | $170,700 (+11.86%) Land $14,900 Building $155,800 | $170,700 (+11.86%) Land $14,900 Building $155,800 |
| 2022 | $2,754.00 | $152,600 Land $14,900 Building $137,700 | $152,600 Land $14,900 Building $137,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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