108 Ramsgate Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 108 Ramsgate Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,067 sqft · built 1990
Lot Size	0.355 acres (15,480 sqft)
Owner	Individual Name on Record
Tax Bill	$1,659 (2026)
Deeds & Mortgages	Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0000041058`

Property Details

APN / Parcel Number

Primary APN	`0000041058`
Alternative APNs	`7359981` `1294101` `41058`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,067 sqft Finished Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	15,480 sqft (0.355 acres)
Lot Dimensions	120 ft deep x 129 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	32 sqft
Storage Building	42 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	7359981
Street Address	108 RAMSGATE DR
City	SHELBY
State	NC
Zip	28152-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#10 PB16-137 RAMSGATE SD
Legal Subdivision	RAMSGATE SD
Legal Block	2
Legal Lot Number	18
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951501

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 ELKWOOD DR, SHELBY, NC 28152-8024
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 28, 2011
Transfer Doc	0016272061
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 4, 2022
Property Address	108 RAMSGATE DR, SHELBY, NC 28152-8508
Document Number	0018641064
Book / Page	1864 / 1064
Map Reference	MB 16 PG 137
Instrument Date	Feb 3, 2022
Instrument	200068035
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 RAMSGALE DRIVE, SHELBY, NC 28152-8508

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,659.00 (+9.58%)	$171,130 (-) Land $20,317 Building $150,813	$171,130 (-) Land $20,317 Building $150,813
2025	$1,514.00	$171,130 (+48.77%) Land $20,317 Building $150,813	$171,130 (+48.77%) Land $20,317 Building $150,813
2023		$115,032 Land $17,415 Building $97,617	$115,032 Land $17,415 Building $97,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20