124 Cross Point Dr, Owings, MD 20736 Property Records

Calvert County property record for 124 Cross Point Dr, Owings, MD 20736 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,174 sqft · built 1999
Lot Size	0.539 acres (23,508 sqft)
Owner	2 Individual Names on File
Last Sale	$433,900 (Sep 2003)
Tax Bill	$5,676 (2023)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-154513`

Property Details

APN / Parcel Number

Primary APN	`03-154513`
Alternative APNs	`3154513` `154513`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,174 sqft Total Area
1st Floor Area	2,076 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	23,508 sqft (0.539 acres)
Garage Type	Built-in
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	154513
Old Parcel Number	3154513
Street Address	124 CROSS POINT DR
City	OWINGS
State	MD
Zip	20736-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 21RR PLAT 2 CROSS POINT
Legal Subdivision	CROSS POINT
Legal Lot Number	21R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2002
Census Tract	860200

Owner

Source: Calvert County records · APN 03-154513

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	124 CROSS POINT DR, OWINGS, MD 20736-3322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2003 · Amount on Record
Deed Sale	Sep 15, 2003 · Amount on Record
Prior Sale	Jul 13, 1999 · Amount on Record
Deed Document Number	040895
Deed Book / Page	1993 / 671
Last Transfer Date	Sep 16, 2003
Transfer Doc	0019930671
Record Updated	Jun 07, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	124 CROSS POINT DR, OWINGS, MD 20736-3322
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052350385
Date	Aug 15, 2018
Book Page	5235/385

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,676.00 Homeowner's exemption	$546,333	$608,000 Land $181,500 Building $426,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.