Monroe County property record for 1108 18th St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 1972 |
| Lot Size | 0.138 acres (6,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 1996) |
| Tax Bill | $2,659 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00056400-000000 |
| Primary APN | 00056400-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,562 sqft Living Area |
| 1st Floor Area | 1,562 sqft |
| Attic | Attic |
| Attic Area | 1,100 sqft |
| Interior Walls | Plywood |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,026 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Pool Area | 300 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Deck Area | 440 sqft |
| Patio Area | 1,265 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1056928 |
|---|---|
| Old Parcel Number | 01010100056400000000 |
| Street Address | 1108 18TH ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 8 KW PB5-125 PEARLMAN ESTATES THIRD ADDITION OR488-878/79 OR758-278 OR1163-382 OR1163-383/86TR OR1411-2397/98 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | PEARLMAN ESTATES THIRD ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 971900 |
1108 18th St is owned and occupied by an individual who bought it in July 1996.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1108 18TH ST, KEY WEST, FL 33040-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 1996 · Amount on File |
| Deed Sale | Jul 8, 1996 · Amount on File |
| Deed Document Number | 0141102397 |
| Deed Book / Page | 01411 / 02397 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315,022 | $758,431 Land $497,145 Building $261,286 | |
| 2024 | $2,659.00 (+1.8%) | ||
| 2023 | $2,612.00 (+4.69%) Homeowner's exemption | $297,968 (+3%) | $782,003 (+17.51%) Land $548,366 Building $233,637 |
| 2022 | $2,495.00 Homeowner's exemption | $289,290 | $665,500 Land $427,846 Building $237,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1108 18th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 220 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 363 units insured incl. 143 condo units |
| Nearby Flood Claims | 348 (1979–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1108 18th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, Verizon.
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