1106 18th St, Key West, FL 33040 Property Records

Monroe County property record for 1106 18th St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,872 sqft · built 1973
Lot Size0.138 acres (6,026 sqft)
Owner2 Owner Names on Record
Last Sale$220,500 (Jun 1996)
Tax Bill$2,867 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00056390-000000

Property Details

APN / Parcel Number

Primary APN00056390-000000
Alternative APNs
  • 01010100056390000000
  • 1056910

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,872 sqft Living Area
1st Floor Area1,872 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2005
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,026 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool Area144 sqft
PorchOpen Porch
Porch Area60 sqft
Patio Area860 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1056910
Old Parcel Number01010100056390000000
Street Address1106 18TH ST
CityKEY WEST
StateFL
Zip33040-4208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 7 PB5-125 PEARLMAN ESTATES THIRD ADDN OR449-783 OR526-624 OR863-2102 OR1016-598/599L/E OR1016-597 OR1183-2162
Legal Range25E
Legal Township67S
Legal Section34
Legal SubdivisionPEARLMAN ESTATES THIRD ADDITION
Legal Block2
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2001
Census Tract971900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1106 18TH ST, KEY WEST, FL 33040-4208
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 1996 · Amount on Record
Deed SaleJun 28, 1996 · Amount on Record
Deed Document Number0141002002
Deed Book / Page01410 / 02002
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1106 18TH ST, KEY WEST, FL 33040-4208
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030401069
DateAug 27, 2020
Book Page3040/1069
Instrument2279162
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$340,979 (+7.13%)$805,290 (-2.46%) Land $497,145 Building $308,145
2024$2,867.00 (+3.06%)
2023$2,782.00 (+4.67%) Homeowner's exemption$318,280 (+3%)$825,565 (+17.55%) Land $548,366 Building $277,199
2022$2,658.00 Homeowner's exemption$309,010$702,309 Land $427,846 Building $274,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies363 units insured
incl. 143 condo units
Nearby Flood Claims348 (1979–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 30 claims
  • Hurricane Wilma, Oct 2005 · 243 claims
  • Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Hotwire Communications, Verizon.

Nearby Properties on 18th St

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