Monroe County property record for 1116 18th St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,125 sqft · built 1976 |
| Lot Size | 0.138 acres (6,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $12,500 (Feb 1976) |
| Tax Bill | $1,838 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00056430-000000 |
| Primary APN | 00056430-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,026 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 235 sqft |
| Deck Area | 450 sqft |
| Patio Area | 450 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1056952 |
|---|---|
| Old Parcel Number | 01010100056430000000 |
| Street Address | 1116 18TH ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 11 KW PB5-125 PEARLMAN ESTATES THIRD ADDITION OR625-578 OR643-845 OR654-123 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | PEARLMAN ESTATES THIRD ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 971900 |
1116 18th St is owned and occupied by an individual who bought it in February 1976.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1116 18TH ST, KEY WEST, FL 33040-4208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1976 · Amount on File |
| Deed Sale | Feb 1, 1976 · Amount on File |
| Deed Document Number | 0000654123 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212,359 | $694,459 Land $497,145 Building $197,314 | |
| 2024 | $1,838.00 (+2.34%) | ||
| 2023 | $1,796.00 (+4.85%) Homeowner's exemption | $200,365 (+3%) | $729,409 (+23.07%) Land $548,366 Building $181,043 |
| 2022 | $1,713.00 Homeowner's exemption | $194,530 | $592,678 Land $427,846 Building $164,832 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1116 18th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 220 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 363 units insured incl. 143 condo units |
| Nearby Flood Claims | 348 (1979–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1116 18th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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