Monroe County property record for 1020 18th St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,621 sqft · built 1970 |
| Lot Size | 0.206 acres (9,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,448 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00056360-000000 |
| Primary APN | 00056360-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,621 sqft Living Area |
| 1st Floor Area | 2,621 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,000 sqft (0.206 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 479 sqft |
| Patio Area | 145 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1056898 |
|---|---|
| Old Parcel Number | 01010100056360000000 |
| Street Address | 1020 18TH ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 2 S 1/2 OF LOT 4 AND ALL LOT 5 PB5-125 PEARLMAN ESTATES THIRD ADDITION OR478-860 OR862-2366 OR1069-662 OR1136-700 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 34 |
| Legal Subdivision | PEARLMAN ESTATES THIRD ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 4-5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 971900 |
1020 18th St is owned by a company that acquired it in June 2024.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 529 BAHAMA ST, KEY WEST, FL 33040-6883 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2024 |
| Deed Sale | Jun 13, 2024 |
| Prior Sale | Dec 29, 2015 · Amount on File |
| Deed Document Number | 2465047 |
| Deed Book / Page | 3280 / 1069 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $914,387 Land $579,150 Building $335,237 | $914,387 Land $579,150 Building $335,237 | |
| 2024 | $7,448.00 (+4.56%) | ||
| 2023 | $7,123.00 (+15.48%) | $958,078 (+23.1%) Land $638,820 Building $319,258 | $958,078 (+23.1%) Land $638,820 Building $319,258 |
| 2022 | $6,168.00 | $778,267 Land $498,420 Building $279,847 | $778,267 Land $498,420 Building $279,847 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1020 18th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 220 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 363 units insured incl. 143 condo units |
| Nearby Flood Claims | 348 (1979–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1020 18th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, Verizon.
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