1019 18th St, Key West, FL 33040 Property Records

Monroe County property record for 1019 18th St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,789 sqft · built 1977
Lot Size	0.133 acres (5,815 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Feb 2026)
Tax Bill	$4,485 (2024)
Deeds & Mortgages	Feb 2026 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00056620-000000`

Property Details

APN / Parcel Number

Primary APN	`00056620-000000`
Alternative APNs	`01010100056620000000` `1057118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,789 sqft Living Area
1st Floor Area	1,789 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,815 sqft (0.133 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	350 sqft
Patio Area	470 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1057118
Old Parcel Number	01010100056620000000
Street Address	1019 18TH ST
City	KEY WEST
State	FL
Zip	33040-4251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW PB5-125 PEARLMAN ESTATES THIRD ADDN LOT 18 BLK 3 OR685-164/165 OR689-840/841 OR836-1102 OR1259-514/515 OR2421-296D/C
Legal Range	25E
Legal Township	67S
Legal Section	34
Legal Subdivision	PEARLMAN ESTATES THIRD ADDITION
Legal Block	3
Legal Lot Number	18
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2013
Census Tract	971900

Owner

Source: Monroe County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6737 SHRIMP RD APT 247, 247, KEY WEST, FL 33040-5480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer THE CLOSING DEPARTMENT INC
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	2533070
Deed Book / Page	3367 / 1131
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 20, 2026
Property Address	1019 18TH ST, KEY WEST, FL 33040-4251
Document Number	0033671131
Book / Page	3367 / 1131
Map Reference	MB 5 PG 125
Instrument Date	Feb 20, 2026
Instrument	2533070
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	THE CLOSING DEPARTMENT INC

Transaction

Amount	Amount Recorded
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 384, KEY WEST, FL 33041-0384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6737 SHRIMP RD APT 247, 247, KEY WEST, FL 33040-5480

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 27, 2019
Property Address	1019 18TH ST, KEY WEST, FL 33040-4251
Document Number	0029970176
Book / Page	002997 / 000176
Instrument Date	Nov 22, 2019
Instrument	2246679
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1019 18TH ST KEY WEST FL 330404251, KEY WEST, FL 33040-4251

Mortgage

Document Number	29970178
Date	Nov 27, 2019
Book Page	002997/000178
Instrument	2246680

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$543,193 (+5.99%)	$723,351 (-4.39%) Land $479,738 Building $243,613
2024	$4,485.00 (+1.79%)
2023	$4,406.00 (+4.56%) Homeowner's exemption	$512,510 (+3%)	$756,530 (+18.17%) Land $529,165 Building $227,365
2022	$4,214.00 Homeowner's exemption	$497,583	$640,230 Land $412,865 Building $227,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	363 units insured incl. 143 condo units
Nearby Flood Claims	348 (1979–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 30 claims Hurricane Wilma, Oct 2005 · 243 claims Hurricane Georges, Sep 1998 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, Verizon.

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