Shiawassee County property record for 1107 State St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,880 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-114-004-003-00 |
| Primary APN | 050-114-004-003-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 1107 STATE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 4 CITY ASSESSORS PLAT 4 |
| Legal Subdivision | ASSESSORS 4 -CITY OF OWOSSO |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30700 |
Source: Shiawassee County records · APN 050-114-004-003-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1107 STATE ST, OWOSSO, MI 48867-4252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Apr 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 28, 2025 |
| Transfer Doc | 0013290650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1107 STATE ST, OWOSSO, MI 48867-4252 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1107 STATE ST, OWOSSO, MI 48867-4252 |
| Document Number | 0012920453 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 1292/453 |
| Instrument | 3356354 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jan 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1107 STATE ST, OWOSSO, MI 48867-4252 |
| Document Number | 0012640790 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1107 STATE ST OWOSSO MI 488674252, OWOSSO, MI 48867-4252 |
| Document Number | 0012640790 |
|---|---|
| Date | Jan 08, 2020 |
| Book Page | 001264/000790 |
| Instrument | 3328419 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 07, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1107 STATE ST, OWOSSO, MI 48867-4252 |
| Document Number | 0012450902 |
| Instrument Date | Apr 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1107 STATE ST OWOSSO MI 488674252, OWOSSO, MI 48867-4252 |
| Document Number | 0012450902 |
|---|---|
| Date | May 07, 2018 |
| Book Page | 001245/000902 |
| Instrument | 3309274 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 06, 2028 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,200 (+9.48%) | $152,400 (+9.48%) | |
| 2025 | $1,880.00 (+3.13%) Homeowner's exemption | $69,600 (+20.83%) | $139,200 (+20.83%) |
| 2023 | $1,823.00 Homeowner's exemption | $57,600 | $115,200 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550307002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 35 individual NFIP policies nearby |
| Nearby Flood Policies | 35 in force 34 of 35 on primary residences |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 5% of the US · above 12% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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