1108 State St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1108 State St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$162,000 (May 2025)
Tax Bill$1,544 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2018 Sale
Flood ZoneZone AE (high risk)
APN050-114-003-006-00

Property Details

APN / Parcel Number

Primary APN050-114-003-006-00

Exterior

Lot Area14,375 sqft (0.33 acres)

Location & Zoning

Street Address1108 STATE ST
CityOWOSSO
StateMI
Zip48867-4253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLK 3 CITY ASSESSORS PLAT 4
Legal SubdivisionASSESSORS 4 -CITY OF OWOSSO
Legal Block3
Legal Lot Number7
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2012
Census Tract30700

Owner

Source: Shiawassee County records · APN 050-114-003-006-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address310 WILKON AVE, YPSILANTI, MI 48197
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Quit Claim Deed, Transfer
OTHER INSTITUTIONAL LENDERS
Jul 24, 2018Warranty Deed, Transfer
TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2025 · Amount on Record
Deed SaleMay 20, 2025 · Amount on Record
Deed Document Number20253392100
Deed Book / Page1327 / 690
Prior Transfer DateJul 06, 2020
Prior Transfer Doc0012700832
Record UpdatedSep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 16, 2020
Property Address1108 STATE ST, OWOSSO, MI 48867-4253
Document Number0012700832
Book / Page001270 / 000832
Instrument DateJul 06, 2020
Instrument3334473
Transaction TypeTransfer
Record UpdatedSep 01, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1108 STATE ST OWOSSO MI 488674253, OWOSSO, MI 48867-4253

Mortgage

Document Number12700833
DateJul 16, 2020
Book Page001270/000833
Instrument3334474
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressSTERLING HEIGHTS, MI 48314
Agreement
AmountAmount Recorded
Term300 Months
DueJul 15, 2045

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 24, 2018
Property Address1108 STATE ST, OWOSSO, MI 48867-4253
Document Number0012480302
Book / Page001248 / 000302
Instrument DateJul 13, 2018
Instrument3311677
Transaction TypeTransfer
Record UpdatedAug 07, 2018
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6438 CRONK RD CORUNNA MI 488179711, CORUNNA, MI 48817-9711

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$63,200 (+13.06%)$126,400 (+13.06%)
2025$1,544.00 (+4.89%) Homeowner's exemption$55,900 (+21.26%)$111,800 (+21.26%)
2024$1,472.00
2023$1,472.00 Homeowner's exemption$46,100$92,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims15 (1981–2009)
Claims Outside the SFHA2 of 15
Most Recent ClaimApr 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 347 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OWOSSO
serves 16,353 people
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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