Shiawassee County property record for 1011 State St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2026) |
| Tax Bill | $1,519.00 (2025) |
| Primary APN | 050-114-002-012-00 |
|---|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Street Address | 1011 STATE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4250 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 2 CITY ASSESSORS PLAT 4 |
| Legal Subdivision | CITY ASSESSORS PLAT #4 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | SHIAWASSEE MI |
| Minor Civil Division | OWOSSO |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 30700 |
Source: Shiawassee County records · APN 050-114-002-012-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 10102, LANSING, MI 48901-0102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 08, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Apr 08, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Apr 08, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2026 · Amount on Record |
| Deed Sale | Apr 08, 2026 · Amount on Record |
| Deed Doc Number | 20263401378 |
| Deed Book / Page | 1336 / 817 |
| Prior Transfer Date | Dec 04, 2002 |
| Prior Transfer Doc | 0003088506 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 08, 2026 |
| Property Address | 1011 STATE ST, OWOSSO, MI 48867-4250 |
| Document Number | 0003401378 |
| Book / Page | 1336 / 817 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026.3401378 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134,633.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003401378, |
|---|---|
| Date | Apr 08, 2026 |
| Book Page | 1336/818 |
| Instrument | 2026.3401378 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 08, 2026 |
| Property Address | 1011 STATE ST, OWOSSO, MI 48867-4250 |
| Document Number | 0003401379 |
| Book / Page | 1336 / 818 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 20263401379 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 19782 WOODWARD ST, CLINTON TOWNSHIP, MI 48035-4734 |
| Document Number | 0003401379, |
|---|---|
| Date | Apr 08, 2026 |
| Book Page | 1336/818 |
| Instrument | 20263401379 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Apr 08, 2026 |
| Property Address | 1011 STATE ST, OWOSSO, MI 48867-4250 |
| Document Number | 0013360817 |
| Book / Page | 1336 / 817 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 20263401378 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134,633.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003401378, |
|---|---|
| Date | Apr 08, 2026 |
| Book Page | 1336/818 |
| Instrument | 20263401378 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,000 (+11.11%) | $116,000 (+11.11%) | |
| 2025 | $1,519.00 (+2.84%) Homeowner's exemption | $52,200 (+20.83%) | $104,400 (+20.83%) |
| 2024 | $1,477.00 | ||
| 2023 | $1,477.00 Homeowner's exemption | $43,200 | $86,400 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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