1003 State St, Owosso, MI 48867 Property Records

Shiawassee County property record for 1003 State St, Owosso, MI 48867 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2021)

Property Details

APN / Parcel Number

Primary APN050-114-002-010-00

Exterior

Lot Area8,712 sqft (0.2 acres)
Depth X Width177 ft x 50 ft Depth x Width

Location & Zoning

Street Address1003 STATE ST
CityOWOSSO
StateMI
Zip48867-4250
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BLK 2 CITY ASSESSORS PLAT 4
Legal SubdivisionCITY ASSESSORS PLAT 4
Legal Block2
Legal Lot Number13
JurisdictionSHIAWASSEE MI
Minor Civil DivisionOWOSSO
Census Blockgroup2
Census Block2007
Census Tract30700

Owner

Source: Shiawassee County records · APN 050-114-002-010-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1003 STATE ST, OWOSSO, MI 48867-4250
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Line of Credit
MICHIGAN STATE HSNG DEV AUTH
Oct 13, 2021Warranty Deed, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Mar 20, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PROSPERITY HM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2021 · Amount on Record
Deed SaleOct 13, 2021 · Amount on Record
Prior SaleOct 09, 2013 · Amount on Record
Deed Doc Number20213352293
Deed Book / Page1288 / 465
Prior Transfer DateAug 18, 2011
Prior Transfer Doc0011630190
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Recording DateJun 23, 2026
Property Address1003 STATE ST, OWOSSO, MI 48867-4250
Document Number0003404499
Book / Page1339 / 900
Instrument DateMay 18, 2026
Instrument20263404499
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 STATE ST, OWOSSO, MI 48867-4250

Mortgage

Document Number0003404499,
DateJun 23, 2026
Book Page1339/900
Instrument20263404499
Lender
NameMICHIGAN STATE HSNG DEV AUTH
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateOct 13, 2021
Property Address1003 STATE ST, OWOSSO, MI 48867-4250
Document Number0012880465
Book / Page1288 / 465
Map ReferenceLB 1 PG 39
Instrument DateOct 08, 2021
Instrument3352293
Transaction TypeTransfer
Record UpdatedOct 29, 2021
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1003 STATE ST, 1003, OWOSSO, MI 48867-4250

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 W OLIVER ST, CORUNNA, MI 48817-1634

Mortgage

Document Number3352294
DateOct 13, 2021
Instrument3352294
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMar 20, 2019
Property Address1003 STATE ST, OWOSSO, MI 48867-4250
Document Number0012540929
Book / Page001254 / 000929
Instrument DateMar 15, 2019
Instrument3318440
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyCISLO TITLE, CISLO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$662.25
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1003 STATE ST OWOSSO MI 488674250, OWOSSO, MI 48867-4250

Mortgage

Document Number12540931
DateMar 20, 2019
Book Page001254/000931
Instrument3318442
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2049

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption
2024$1,947.00$106,000 (+11.34%)
2023$1,947.00 Homeowner's exemption$47,600$95,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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