Shiawassee County property record for 1116 State St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Mar 2026) |
| Tax Bill | $5,593 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-114-003-010-00 |
| Primary APN | 050-114-003-010-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 616 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 135 ft deep x 82 ft wide |
| Heating System | Space Heater |
|---|
| Street Address | 1116 STATE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 135'11! LOT 11 BLK 3 CITY ASSESSORS PLAT 4 |
| Legal Subdivision | PLAT OF CITY ASSESSORS |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3980 N REED RD, CORUNNA, MI 48817-9727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Mar 26, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 8, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on Record |
| Deed Sale | Mar 26, 2026 · Amount on Record |
| Prior Sale | Jan 8, 2018 · Amount on Record |
| Deed Document Number | 20263400967 |
| Deed Book / Page | 1336 / 407 |
| Prior Transfer Date | Sep 1, 2014 |
| Prior Transfer Doc | 0012030349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 26, 2026 |
| Property Address | 1116 STATE ST, OWOSSO, MI 48867-4253 |
| Document Number | 0013360407 |
| Book / Page | 1336 / 407 |
| Map Reference | LB 1 PG 39 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 3400967 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | EXCHANGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $915.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1116 STATE ST, OWOSSO, MI 48867-4253 |
| Name | Verified Name |
|---|---|
| Address | 1116 STATE ST, OWOSSO, MI 48867-4253 |
| Document Number | 0003400838 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 3400838 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Number | 0013360278 |
|---|---|
| Date | Mar 20, 2026 |
| Book Page | 1336/278 |
| Instrument | 3400838 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 8, 2018 |
| Property Address | 1116 STATE ST, OWOSSO, MI 48867-4253 |
| Document Number | 0012410845 |
| Book / Page | 001241 / 000845 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 3305211 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4920 S M 52 OWOSSO MI 488679224, OWOSSO, MI 48867-9224 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,600 (+9.16%) | $57,200 (+9.16%) | |
| 2025 | $5,593.00 (+489.36%) Homeowner's exemption | $26,200 (+22.43%) | $52,400 (+22.43%) |
| 2024 | $949.00 | ||
| 2023 | $949.00 Homeowner's exemption Additional exemption filed | $21,400 | $42,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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