Osceola County property record for 1105 Monroe Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,456 sqft Heated Area |
| Lot Size | 8,625 sqft (0.198 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $329,000 (2023) |
| Tax Bill | $3,492.00 (2025) |
| Primary APN | 82142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Heated Area |
| Gross Area | 2,168 sqft Gross Area |
| 1st Floor | 952 sqft 1st Floor |
| Upper Floors | 504 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,625 sqft (0.198 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 352 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 312 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82142 |
|---|---|
| Street Address | 1105 MONROE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 5 & BEG AT NW COR LOT 5, E 66.7 FT, N 34 FT, W 66.7 FT, S 34 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PALAMAR OAKS TWNHMS |
| Legal Tract | 42 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82142
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1105 MONROE AVE, SAINT CLOUD, FL 34769-6714 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 09, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2023 · Amount on Record |
| Deed Sale | Aug 09, 2023 · Amount on Record |
| Prior Sale | Aug 31, 2020 · Amount on Record |
| Deed Doc Number | 2023103727 |
| Deed Book / Page | 6454 / 2537 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 09, 2023 |
| Property Address | 1105 MONROE AVE, SAINT CLOUD, FL 34769-6714 |
| Document Number | 0064542537 |
| Book / Page | 6454 / 2537 |
| Map Reference | MB 7 PG 148 |
| Instrument Date | Aug 08, 2023 |
| Instrument | 2023103727 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,303.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 459 HAMILTON PARK CIR, SAINT CLOUD, FL 34769-1552 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 1105 MONROE AVE, SAINT CLOUD, FL 34769-6714 |
| Document Number | 0064542539 |
|---|---|
| Date | Aug 09, 2023 |
| Instrument | 6454/2539 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 1105 MONROE AVE, SAINT CLOUD, FL 34769-6714 |
| Document Number | 0057840479 |
| Book / Page | 5784 / 479 |
| Map Reference | MB 7 PG 148 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 2020114929 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3639 MOCA DR, 3639, SAINT CLOUD, FL 34772-8147 |
| Name | Verified Name |
|---|---|
| Address | 1105 MONROE ASVE, SAINT CLOUD, FL 34769 |
| Document Number | 0005784480 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 5784/480 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,492.00 (-7.62%) Homeowner's exemption | $238,000 (+13.5%) Land $35,000 Building $203,000 | $238,000 (+13.5%) Land $35,000 Building $203,000 |
| 2023 | $3,780.00 (+121.44%) | $209,700 (+53.19%) Land $14,900 Building $194,800 | $209,700 (+12.08%) Land $14,900 Building $194,800 |
| 2022 | $1,707.00 Homeowner's exemption | $136,887 | $187,100 Land $14,900 Building $172,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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