Osceola County property record for 1019 Monroe Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 817 sqft Heated Area |
| Lot Size | 3,354 sqft (0.076 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $161,000 (2020) |
| Tax Bill | $1,031.00 (2025) |
| Primary APN | 82140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 1 Plumbing Fixtures |
| Building Area | 817 sqft Heated Area |
| Gross Area | 1,269 sqft Gross Area |
| 1st Floor | 454 sqft 1st Floor |
| Upper Floors | 363 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,354 sqft (0.076 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 308 sqft Garage |
| Porch | Finished/Screened Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82140 |
|---|---|
| Street Address | 1019 MONROE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6712 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 3 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PALAMAR OAKS TWNHMS |
| Legal Tract | 42 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82140
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1019 MONROE AVE, SAINT CLOUD, FL 34769-6712 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 30, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Prior Sale | Apr 05, 2019 · Amount on Record |
| Deed Doc Number | 2020099709 |
| Deed Book / Page | 5765 / 70 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1019 MONROE AVE, SAINT CLOUD, FL 34769-6712 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1019 MONROE AVE, SAINT CLOUD, FL 34769-6712 |
| Document Number | 0060950482 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 6095/482 |
| Instrument | 2021183380 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 30, 2020 |
| Property Address | 1019 MONROE AVE, SAINT CLOUD, FL 34769-6712 |
| Document Number | 0057650070 |
| Book / Page | 5765 / 70 |
| Map Reference | MB 7 PG 148 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 2020099709 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1137 MONROE AVE, 1137, SAINT CLOUD, FL 34769-6736 |
| Name | Verified Name |
|---|---|
| Address | 1019 MONROE AVE, SAINT CLOUD, FL 34769-6712 |
| Document Number | 0057650071 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 5765/71 |
| Instrument | 2020099710 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,031.00 (+10.5%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $117,162 (+5.99%) | $188,800 (+16.18%) Land $35,000 Building $153,800 |
| 2023 | $933.00 (-2.51%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $110,545 (+3%) | $162,500 (+11.84%) Land $14,900 Building $147,600 |
| 2022 | $957.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $107,326 | $145,300 Land $14,900 Building $130,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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