1017 Monroe Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1017 Monroe Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 958 sqft · built 1986
Lot Size	0.077 acres (3,354 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Apr 2017)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Apr 2017 Sale Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0042-0001-0020`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0042-0001-0020`
Alternative APNs	`263004004200010020` `82139`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	1 Plumbing Fixture
Stories	2 Stories
Building Area	958 sqft Living Area
Gross Area	1,266 sqft
1st Floor Area	454 sqft
Upper Floors Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,354 sqft (0.077 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Metal Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1017 MONROE AVE
City	SAINT CLOUD
State	FL
Zip	34769-6712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PALAMAR OAKS VLG REPLAT
Legal Tract	42
Legal Block	20
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	734 WOODLAND RIDGE DR, SAINT PETERS, MO 63376-1787
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2017	Warranty Deed, Transfer TITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGCY/AMERICA
Mar 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	201759103
Deed Book / Page	5135 / 1549
Record Updated	Sep 20, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 20, 2017
Property Address	1017 MONROE AVE, SAINT CLOUD, FL 34769-6712
Document Number	0051351549
Book / Page	005135 / 001549
Instrument Date	Apr 17, 2017
Instrument	59103
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	TITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGCY/AMERICA

Transaction

Amount	Amount Recorded
Tax	$805.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 MOLINA WAY ST CHARLES MO 633043400, ST CHARLES, MO 63304-3400

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 1, 2017
Property Address	1017 MONROE AVE, SAINT CLOUD, FL 34769-6712
Document Number	0051092692
Book / Page	005109 / 002692
Instrument Date	Jan 12, 2017
Instrument	32817
Transaction Type	Transfer
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$685.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9485 SW 72ND ST #A150 MIAMI FL 331733296, A150, MIAMI, FL 33173-3296

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,859.00 (+5.3%)	$201,500 (+15.41%) Land $35,000 Building $166,500	$201,500 (+15.41%) Land $35,000 Building $166,500
2024	$2,715.00 (+11.68%)
2023	$2,431.00	$174,600 Land $14,900 Building $159,700	$174,600 Land $14,900 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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