1106 Spring Forest Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 1106 Spring Forest Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,662 sqft · built 2005
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Dec 2022)
Tax Bill	$7,753 (2025)
Deeds & Mortgages	Dec 2022 Sale Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7582-98-0389`

Property Details

APN / Parcel Number

Primary APN	`7582-98-0389`
Alternative APN	`181823`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,662 sqft Heated Area
1st Floor Area	2,390 sqft
Upper Floors Area	1,272 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Shingle
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Mixed
Garage Area	544 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	788 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1106 SPRING FOREST RD
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 46 SPRING FOREST
Legal Subdivision	SPRING FOREST
Legal Lot Number	46
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1088
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 TOMOTLEY CT, HILTON HEAD ISLAND, SC 29928-3338
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Warranty Deed, Transfer
Oct 14, 2022	Intrafamily Transfer, Transfer
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Book / Page	2347 / 1938
Prior Transfer Date	Aug 31, 2022
Prior Transfer Doc	0023441141
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 9, 2022
Property Address	1106 SPRING FOREST RD, SAPPHIRE, NC 28774
Document Number	0023471938
Book / Page	2347 / 1938
Map Reference	CAB 18 SL 622
Instrument Date	Dec 7, 2022
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Amount	Amount Recorded
Tax	$3,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 PEACHTREE HILLS AVE NE UNIT 442, 442, ATLANTA, GA 30305-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TOMOTLEY CT, HILTON HEAD ISLAND, SC 29928-3338

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Oct 14, 2022
Property Address	1106 SPRING FOREST RD, SAPPHIRE, NC 28774
Document Number	0023441141
Book / Page	2344 / 1141
Map Reference	CAB 18 PG 622
Instrument Date	Aug 31, 2022
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1106 SPRING FOREST RD, 1106, SAPPHIRE, NC 28774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 PEACHTREE HILLS AVE NE UNIT 5204, 5204, ATLANTA, GA 30305-4467

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1106 SPRING FOREST RD, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023091389
Date	Aug 4, 2021
Book Page	2309/1389

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.25%
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	3.25%
Index	Other
Margin	3
Max Rate	6.25%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,040,264 (-) Land $250,000 Building $1,790,264
2025	$7,753.00 (+67.81%)	$2,040,264 (+67.8%) Land $250,000 Building $1,790,264
2023	$4,620.00	$1,215,870 Land $250,000 Building $965,870

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Skyrunner.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spring Forest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures