1561 Spring Forest Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 1561 Spring Forest Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,974 sqft · built 1991
Lot Size	3.41 acres (148,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,040,000 (Aug 2019)
Tax Bill	$4,205 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7582-88-8983`

Property Details

APN / Parcel Number

Primary APN	`7582-88-8983`
Alternative APN	`183277`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,974 sqft Heated Area
1st Floor Area	2,953 sqft
Upper Floors Area	571 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	148,540 sqft (3.41 acres)
Garage Type	Carport
Garage Area	610 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	1,443 sqft
Deck Area	282 sqft
Patio Area	1,094 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	183277
Street Address	1561 SPRING FOREST RD
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 5 SPRING FOREST
Legal Township	07
Legal Subdivision	SPRING FOREST
Legal Lot Number	5
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1008
Census Tract	950900

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 HABERSHAM VALLEY RD NW, ATLANTA, GA 30305-1137
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Aug 16, 2019	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Jul 2, 2014 · Amount on Record
Deed Document Number	0002245987
Deed Book / Page	2245 / 987
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1561 SPRING FOREST RD, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023271557
Date	Feb 21, 2022
Book Page	2327/1557

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 16, 2019
Property Address	1561 SPRING FOREST RD, SAPPHIRE, NC 28774
Document Number	0022450987
Book / Page	002245 / 000987
Instrument Date	Aug 14, 2019
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 HABERSHAM VALLEY RD NW ATLANTA GA 303051137, ATLANTA, GA 30305-1137

Mortgage

Document Number	22450990
Date	Aug 16, 2019
Book Page	002245/000990

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,205.00	$1,106,590 Land $250,000 Building $856,590

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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