1378 Spring Forest Rd, Sapphire, NC 28774 Property Records

Jackson County property record for 1378 Spring Forest Rd, Sapphire, NC 28774

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,942 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$675,000 (Aug 2021)
Tax Bill	$3,507 (2025)
Deeds & Mortgages	Oct 2022 Sale Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7582-99-5091`

Property Details

APN / Parcel Number

Primary APN	`7582-99-5091`
Alternative APN	`176918`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,942 sqft Heated Area
1st Floor Area	1,942 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Patio
Porch Area	265 sqft
Deck Area	444 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	1378 SPRING FOREST RD
City	SAPPHIRE
State	NC
Zip	28774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 65 SPRING FOREST
Legal Subdivision	SPRING FOREST
Legal Lot Number	65
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	1
Census Block	1072
Census Tract	950900

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2470 BROOKHAVEN PL NE, BROOKHAVEN, GA 30319-3018
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Special Warranty Deed, Transfer
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Book / Page	2311 / 288
Prior Transfer Date	Feb 10, 2016
Prior Transfer Doc	0021150284
Record Updated	Oct 29, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 25, 2022
Property Address	1378 SPRING FOREST RD, SAPPHIRE, NC 28774
Document Number	0023450500
Book / Page	2345 / 500
Map Reference	CAB 8 SL 792
Instrument Date	Oct 18, 2022
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2470 BROOKHAVEN PL NE, 2470, BROOKHAVEN, GA 30319-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 BROOKHAVEN PL NE, BROOKHAVEN, GA 30319-3018

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	1378 SPRING FOREST RD, SAPPHIRE, NC 28774
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023280464
Date	Feb 25, 2022
Book Page	2328/464

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 16, 2021
Property Address	1378 SPRING FOREST RD, SAPPHIRE, NC 28774
Document Number	0023110288
Book / Page	2311 / 288
Map Reference	CAB 8 SL 792
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4013 WALLACE LN, 4013, NASHVILLE, TN 37215-2307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 BROOKHAVEN PL NE, BROOKHAVEN, GA 30319-3018

Mortgage

Document Number	2311291
Date	Aug 16, 2021
Instrument	2311/291

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$923,039 (-) Land $100,000 Building $823,039
2025	$3,507.00 (+75.09%)	$923,039 (+75.04%) Land $100,000 Building $823,039
2023	$2,003.00	$527,330 Land $100,000 Building $427,330

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2020–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

May also be available: Optimum, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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