Jackson County property record for 896 Spring Forest Rd, Sapphire, NC 28774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,523 sqft · built 1995 |
| Lot Size | 6.8 acres (296,208 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Aug 2012) |
| Tax Bill | $5,036 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7582-98-6287 |
| Primary APN | 7582-98-6287 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,523 sqft Heated Area |
| Gross Area | 3,625 sqft |
| 1st Floor Area | 2,633 sqft |
| Basement Area | 992 sqft |
| Finished Basement | 992 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Wood Shingle |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 296,208 sqft (6.8 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 495 sqft |
| Deck Area | 279 sqft |
| Patio Area | 368 sqft |
| Storage Building | 180 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 167945 |
|---|---|
| Street Address | 896 SPRING FOREST RD |
| City | SAPPHIRE |
| State | NC |
| Zip | 28774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 61 SPRING FOREST |
| Legal Township | 07 |
| Legal Subdivision | SPRING FOREST |
| Legal Lot Number | 61 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 1 |
| Census Block | 1088 |
| Census Tract | 950900 |
Source: Jackson County records, as of August 10, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4509 CAMINO REAL, SARASOTA, FL 34231-2323 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2012 · Amount on Record |
| Deed Sale | Aug 27, 2012 · Amount on Record |
| Deed Document Number | 0001950382 |
| Deed Book / Page | 1950 / 382 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 896 SPRING FOREST RD, SAPPHIRE, NC 28774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023270061 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 2327/61 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
Source: Jackson County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $5,036.00 | $1,325,450 Land $350,000 Building $975,450 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2020–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
May also be available: Skyrunner.
4G LTE (outdoors only), no 5G reported
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