1165 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 1165 Freeman Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 928 sqft · built 1935
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$133,267 (Mar 2026)
Tax Bill	$510 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-33-100-120.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-33-100-120.000-027`
Alternative APN	`00001030181`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1955
Construction Type	Metal Frame
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Terrain	High
Garage Type	Carport
Garage Area	340 sqft
Carport	Carport
Carport Area	340 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001030181
Street Address	1165 FREEMAN RD
City	SPENCER
State	IN
Zip	47460-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW NE S33 T10 R3 .50A
Legal Range	3
Legal Township	10
Legal Section	33
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1165 FREEMAN RD, SPENCER, IN 47460-7426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage OWEN COUNTY STATE BANK
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Sep 4, 2014	Deed, Transfer · Conventional Mortgage SAGAMORE HOME MORTGAGE LLC
Oct 17, 2011	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Sep 4, 2014 · Amount on Record
Deed Document Number	2026242858
Prior Transfer Date	Oct 12, 2011
Prior Transfer Doc	188477
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	1165 FREEMAN RD, SPENCER, IN 47460-7426
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228096
Date	Feb 7, 2022
Instrument	228096

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank
Address	SPENCER, IN 47460

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Mar 3, 2026
Property Address	1165 FREEMAN RD, SPENCER, IN 47460-7426
Document Number	0000242858
Instrument Date	Feb 27, 2026
Instrument	242858
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 FREEMAN RD, SPENCER, IN 47460-7426

Mortgage

Document Number	0000242859
Date	Mar 3, 2026
Instrument	242859

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Mar 3, 2026
Property Address	1165 FREEMAN RD, SPENCER, IN 47460-7426
Document Number	0000242858
Instrument Date	Feb 27, 2026
Instrument	242858
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 FREEMAN RD, SPENCER, IN 47460-7426

Mortgage

Document Number	0000242859
Date	Mar 3, 2026
Instrument	242859

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

September 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	OWEN IN
Recording Date	Sep 4, 2014
Property Address	1165 FREEMAN RD, SPENCER, IN 47460-7426
Document Number	0000199111
Instrument Date	Sep 3, 2014
Instrument	199111
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 FREEMAN RD, SPENCER, IN 47460-7426

Mortgage

Document Number	0000199112
Date	Sep 4, 2014
Instrument	199112

Lender

Name	SAGAMORE HOME MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46221

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2044

October 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Oct 17, 2011
Property Address	1165 FREEMAN RD, SPENCER, IN 47460-7426
Document Number	0000188477
Instrument Date	Oct 12, 2011
Instrument	188477
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 FREEMAN RD, SPENCER, IN 47460-7426
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$510.00 (-23.42%) Homeowner's exemption	$117,000 (+2.81%) Land $22,500 Building $94,500	$117,000 (+2.81%) Land $22,500 Building $94,500
2024	$666.00 (+9.36%)
2023	$609.00 (+12.78%)	$113,800 Land $18,800 Building $95,000	$113,800 Land $18,800 Building $95,000
2022	$540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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