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1106 Elgin Ln, Key West, FL 33040 Property Records

Monroe County property record for 1106 Elgin Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 707 sqft · built 1924
Lot Size0.045 acres (1,959 sqft)
Owner2 Trust Names on File
Last Sale$555,000 (Mar 2007)
Tax Bill$4,433 (2025)
Deeds & MortgagesSep 2026 Transfer
Flood ZoneZone AE (high risk)
APN00004890-000000

Property Details

APN / Parcel Number

Primary APN00004890-000000
Alternative APNs
  • 01010100004890000000
  • 1005070

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area707 sqft Living Area
1st Floor Area707 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 2014
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,959 sqft (0.045 acres)
Pool Area128 sqft
PorchSlab
Porch Area251 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1005070
Street Address1106 ELGIN LN
CityKEY WEST
StateFL
Zip33040-6948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW PT LOT 3 SQR 31 G28-96-98 OR653-37 OR686-438 OR686-171 OR787-979 OR855-2268 OR1373-2348 OR2280-778
Legal Range25E
Legal Township67S
Legal Section31
Legal SubdivisionKEY WEST SQUARE 31
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3003
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1106 Elgin Ln is owner-occupied and held in a trust since August 2026.

Source: Monroe County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address1106 ELGIN LN, KEY WEST, FL 33040-6948
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2007 · Amount on File
Deed SaleMar 19, 2007 · Amount on File
Prior SaleJun 1, 1982 · Amount on File
Deed Document Number20071633045
Deed Book / Page2280 / 778
Last Transfer DateAug 27, 2026
Transfer Doc0002561779
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateSep 25, 2026
Property Address1106 ELGIN LN, KEY WEST, FL 33040-6948
Document Number0002561779
Book / Page3404 / 62
Instrument DateAug 27, 2026
Instrument20262561779
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1106 ELGIN LN, KEY WEST, FL 33040-6948

Tax Assessment & Valuation

The 2025 property tax bill for 1106 Elgin Ln was $4,433, up 4.7% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,433.00 (+4.68%)$511,855$972,195 Land $777,380 Building $194,815
2024$4,235.00 (+1.83%)
2023$4,159.00 (+4.58%) Homeowner's exemption$482,942 (+3%)$909,253 (+25.85%) Land $736,976 Building $172,277
2022$3,977.00 Homeowner's exemption$468,876$722,518 Land $546,267 Building $176,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1106 Elgin Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1106 Elgin Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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