Monroe County property record for 1022 Elgin Ln, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,041 sqft · built 1968 |
| Lot Size | 0.389 acres (16,929 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $295,000 (Jan 1988) |
| Tax Bill | $18,682 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00005050-000000 |
| Primary APN | 00005050-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,041 sqft Living Area |
| Gross Area | 4,353 sqft |
| 1st Floor Area | 1,836 sqft |
| Flooring | Wood |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2018 |
| Foundation Type | Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 16,929 sqft (0.389 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Pool Area | 1,002 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,433 sqft |
| Patio Area | 1,652 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1005231 |
|---|---|
| Street Address | 1022 ELGIN LN |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW PT LOT 1 AND PT LOT 2 SQR 32 G6-95 OR67-711 OR239-462/63 OR242-128/29 OR313-389/90 OR505-335/36 OR667-874 OR670-711 OR670-721/25 OR685-265/66 OR753-674 OR756-1098/99 OR1038-1626/27 OR1054-27/28 OR1055-129/30 OR2689-1535/38 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1022 Elgin Ln is owner-occupied and held in a trust since June 2014.
Source: Monroe County records, as of May 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1025 FLEMING ST, KEY WEST, FL 33040-6962 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1988 · Amount on File |
| Deed Sale | Jan 1, 1988 · Amount on File |
| Prior Sale | Feb 1, 1978 · Amount on File |
| Deed Book / Page | 1038 / 1626 |
| Last Transfer Date | Jun 13, 2014 |
| Transfer Doc | 0001986124 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1022 Elgin Ln was $18,682 with a homeowner's exemption, up 3.6% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,682.00 (+3.62%) Homeowner's exemption | $2,175,756 | $5,143,387 Land $3,246,305 Building $1,897,082 |
| 2024 | $18,029.00 (+1.55%) | ||
| 2023 | $17,753.00 (+4.41%) Homeowner's exemption | $2,052,853 (+3%) | $4,599,967 (+21.48%) Land $2,782,831 Building $1,817,136 |
| 2022 | $17,003.00 Homeowner's exemption | $1,993,062 | $3,786,534 Land $2,108,507 Building $1,678,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1022 Elgin Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 248 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 units insured incl. 11 condo units |
| Nearby Flood Claims | 11 (2005–2025) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1022 Elgin Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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