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1025 Elgin Ln, Key West, FL 33040 Property Records

Monroe County property record for 1025 Elgin Ln, Key West, FL 33040

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 885 sqft · built 1928
Lot Size0.074 acres (3,234 sqft)
Owner2 Company Names on File
Last Sale$950,000 (May 2024)
Tax Bill$6,744 (2025)
Deeds & MortgagesApr 2026 Sale
May 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN00005110-000200

Property Details

APN / Parcel Number

Primary APN00005110-000200
Alternative APN
  • 9051978

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area885 sqft Living Area

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleCondo/Apartment
Lot Area3,234 sqft (0.074 acres)

Location & Zoning

Account Number9051978
Street Address1025 ELGIN LN
CityKEY WEST
StateFL
Zip33040-6945
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHMDR
Legal DescriptionUNIT 1025 ELGIN LANE ELGIN EATON CONDOMINIUM OR1932-1109 OR1974-1402 OR2062-143 OR2271-1257 OR2501-1993 OR2539-1321 OR3162-1763 OR3173-1499 OR3275-0647
Legal Range25E
Legal Township67S
Legal Section31
Legal SubdivisionEIGIN-EATON CONDO
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3001
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1025 Elgin Ln, a condominium, is owned by a company that bought it in May 2024.

Source: Monroe County records, as of October 6, 2026

Owner of Record2 Company Names on File
Mailing Address1171 SW 4TH CT, BOCA RATON, FL 33432-7130
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 12, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Mar 23, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2024 · Amount on File
Deed SaleMay 9, 2024 · Amount on File
Prior SaleMar 23, 2022 · Amount on File
Deed Document Number20242461029
Deed Book / Page3275 / 647
Prior Transfer DateMay 10, 2022
Prior Transfer Doc0031731499
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 24, 2026
Property Address1025 ELGIN LN, KEY WEST, FL 33040-6945
Document Number0002540906
Book / Page3377 / 1831
Instrument DateApr 13, 2026
Instrument20262540906
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address1171 SW 4TH CT, BOCA RATON, FL 33432-7130

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 12, 2022
Property Address1025 ELGIN LN, KEY WEST, FL 33040-6945
Document Number0031731499
Book / Page3173 / 1499
Map ReferenceMB 1914 PG 449
Instrument DateMay 10, 2022
Instrument2375390
Transaction TypeTransfer
Record UpdatedJun 3, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address17222 STARFISH LN E, 17222, SUGARLF SHRS, FL 33042-3665

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 W CYPRESS TER, KEY WEST, FL 33040-6235

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 23, 2022
Property Address1025 ELGIN LN, KEY WEST, FL 33040-6945
Document Number0031621763
Book / Page3162 / 1763
Map ReferenceMB 1914 PG 449
Instrument DateMar 9, 2022
Instrument2367161
Transaction TypeTransfer
Record UpdatedApr 8, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1848 SHIRE CT, 1848, ROYAL OAK, MI 48073-1221

Transferred To (Grantee/Buyer)

NameVerified Name
Address17222 STARFISH LN E, SUGARLOAF KEY, FL 33042-3665

Tax Assessment & Valuation

The 2025 property tax bill for 1025 Elgin Ln was $6,744, up 10.9% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,744.00 (+10.87%)$751,321 Building $751,321$751,321 Building $751,321
2024$6,083.00 (+13.62%)
2023$5,354.00 (+39.32%)$584,516 (+10.51%) Building $584,516$584,516 (+10.51%) Building $584,516
2022$3,843.00$528,915 Building $528,915$528,915 Building $528,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1025 Elgin Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1025 Elgin Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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