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1114 Elgin Ln, Key West, FL 33040 Property Records

Monroe County property record for 1114 Elgin Ln, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,455 sqft · built 1915
Lot Size0.045 acres (1,959 sqft)
Owner2 Trust Names on File
Last Sale$180,000 (Jul 1994)
Tax Bill$8,619 (2025)
Deeds & MortgagesSep 2026 Transfer
Flood ZoneZone AE (high risk)
APN00004860-000000

Property Details

APN / Parcel Number

Primary APN00004860-000000
Alternative APNs
  • 01010100004860000000
  • 1005045

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,455 sqft Living Area
1st Floor Area1,455 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,959 sqft (0.045 acres)
Lot Dimensions80 ft deep x 25 ft wide
PorchSlab
Porch Area355 sqft
Patio Area131 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1005045
Street Address1114 ELGIN LN
CityKEY WEST
StateFL
Zip33040-6948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW PT LOT 3 SQR 31 (PT LOT 4 PB1-21) PP-724 OR1113-1299 OR1113-1096 OR1113-1097 OR1117-1487 OR1154-2000/01 OR1223-1895/97 OR1263-341/42 OR1313-2456/60 OR1480-574/76
Legal Range25E
Legal Township67S
Legal Section31
Legal SubdivisionKNIGHTS P T (SUB OF LOT 3 SQ 31)
Legal Lot Number3,4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3003
Census Tract972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1114 Elgin Ln is held in a trust since September 2026.

Source: Monroe County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address728 SE DEGAN DR, PORT SAINT LUCIE, FL 34983-2796
Owner TypeCompany
VestingTrust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 1994 · Amount on File
Deed SaleJul 6, 1994 · Amount on File
Prior SaleJun 1, 1993 · Amount on File
Deed Book / Page1313 / 2456
Last Transfer DateSep 11, 2026
Transfer Doc0002561598
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateSep 24, 2026
Property Address1114 ELGIN LN, KEY WEST, FL 33040-6948
Document Number0002561598
Book / Page3403 / 1966
Instrument DateSep 11, 2026
Instrument20262561598
Transaction TypeTransfer
Record UpdatedOct 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address728 SE DEGAN DR, PORT SAINT LUCIE, FL 34983-2796

Tax Assessment & Valuation

The 2025 property tax bill for 1114 Elgin Ln was $8,619, up 3.1% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,619.00 (+3.14%)$1,044,800 Land $777,380 Building $267,420$1,044,800 Land $777,380 Building $267,420
2024$8,357.00 (+9.99%)
2023$7,598.00 (+15.35%)$991,959 (+22.78%) Land $736,976 Building $254,983$991,959 (+22.78%) Land $736,976 Building $254,983
2022$6,587.00$807,933 Land $546,267 Building $261,666$807,933 Land $546,267 Building $261,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1114 Elgin Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 11 condo units
Nearby Flood Claims11 (2005–2025)
Claims Outside the SFHA2 of 11
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1114 Elgin Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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