1019 Elgin Ln, Key West, FL 33040 Property Records

Monroe County property record for 1019 Elgin Ln, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,411 sqft · built 1933
Lot Size	0.031 acres (1,349 sqft)
Owner	Individual Name on Record
Last Sale	$1,025,000 (Apr 2021)
Tax Bill	$10,412 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`00005150-000100`

Property Details

APN / Parcel Number

Primary APN	`00005150-000100`
Alternative APNs	`01010100005150000100` `8658630`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,411 sqft Living Area
1st Floor Area	1,438 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1933
Effective Year Built	Effective 2019
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,349 sqft (0.031 acres)
Lot Dimensions	32 ft deep x 42 ft wide
Porch	Unfinished Open Porch
Porch Area	60 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8658630
Street Address	1019 ELGIN LN
City	KEY WEST
State	FL
Zip	33040-6945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW PT LOT 2 SQR 32 OR905-2017 OR920-1814/1815 OR1008-1404R/S OR1401-2161/63 OR1403-2226/28 OR1466-2221/32F/J OR1580-528/30 OR1603-1044/45 OR1603-1046/48 OR1620-1497/99R/S OR1697-888/90 OR2085-493/94 OR2140-1227 OR2272-131/32 OR2696-565C/T OR2757-1778
Legal Range	25E
Legal Township	67S
Legal Section	31
Legal Subdivision	KEY WEST SQUARE 32
Legal Block	2
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3001
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	420 MORGANZA RD, CANONSBURG, PA 15317-5707
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	20212314722
Deed Book / Page	3090 / 1075
Prior Transfer Date	Jan 19, 2007
Prior Transfer Doc	0022720131
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 19, 2021
Property Address	1019 ELGIN LN, KEY WEST, FL 33040-6945
Document Number	0030901075
Book / Page	3090 / 1075
Instrument Date	Apr 15, 2021
Instrument	2314722
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7070 PLEASANT COLONY CIR, 7070, BLACKLICK, OH 43004-7906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 ELGIN LN, KEY WEST, FL 33040-6945

Mortgage

Document Number	0030901077
Date	Apr 19, 2021
Instrument	3090/1077

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 6, 2017
Property Address	1019 ELGIN LN, KEY WEST, FL 33040-6945
Document Number	0028630252
Book / Page	002863 / 000252
Instrument Date	Jul 3, 2017
Instrument	2130016
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$6,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,180,731 (+5.89%) Land $588,761 Building $591,970	$1,180,731 (+5.89%) Land $588,761 Building $591,970
2024	$10,412.00 (+8.83%)
2023	$9,567.00 (+12.47%)	$1,115,106 (+14.19%) Land $558,160 Building $556,946	$1,115,106 (+14.19%) Land $558,160 Building $556,946
2022	$8,506.00	$976,566 Land $413,724 Building $562,842	$976,566 Land $413,724 Building $562,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 units insured incl. 11 condo units
Nearby Flood Claims	11 (2005–2025)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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