11058 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 11058 W Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,486 sqft · built 1900
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$120,000 (Jan 2017)
Tax Bill$2,464 (2025)
Deeds & MortgagesMar 2026 Line of Credit
May 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN10-00-010-000-005

Property Details

APN / Parcel Number

Primary APN10-00-010-000-005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,486 sqft Living Area
Gross Area1,666 sqft
1st Floor Area961 sqft
Upper Floors Area525 sqft
Basement Area961 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area87,120 sqft (2 acres)
Garage TypeDetached
Garage Area1,332 sqft
Parking Spaces7 Parking Spaces
PorchEnclosed Frame Porch
Porch Area288 sqft
Pole Barn264 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address11058 W RIDGE RD
CityELYRIA
StateOH
Zip44035-7470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20090296639
JurisdictionLORAIN OH
Township / Civil DivisionCARLISLE
Census Block Group1
Census Block1016
Census Tract71500

Owner

Source: Lorain County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11058 W RIDGE RD, ELYRIA, OH 44035-7470
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
May 2, 2024Intrafamily Transfer, Transfer
Jan 31, 2024Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L/CLEVELAND
Jan 3, 2017Fiduciary Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2017 · Amount on Record
Deed SaleJan 3, 2017 · Amount on Record
Deed Document Number2017613920
Last Transfer DateApr 11, 2024
Transfer Doc0000011854
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address11058 W RIDGE RD, ELYRIA, OH 44035-7470
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11058 W RIDGE RD, ELYRIA, OH 44035-7470

Mortgage

Document Number0000087542
DateMar 10, 2026
Instrument2026-0087542
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressAVON, OH 44011
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueFeb 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLORAIN OH
Recording DateMay 2, 2024
Property Address11058 W RIDGE RD, ELYRIA, OH 44035-7470
Document Number0000011854
Map ReferenceDOC 2017-0613920
Instrument DateApr 11, 2024
Instrument2024-0011854
Transaction TypeTransfer
Record UpdatedMay 10, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address11058 W RIDGE RD, ELYRIA, OH 44035-7470

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address11058 W RIDGE RD, ELYRIA, OH 44035-7470
Transaction TypeMortgage
Record UpdatedFeb 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address11058 W RIDGE RD, ELYRIA, OH 44035-7470

Mortgage

Document Number0000002504
DateJan 31, 2024
Instrument2024-0002504
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressAVON, OH 44011
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueJan 25, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address11058 W RIDGE RD, ELYRIA, OH 44035-7470
Document Number0000777622
Instrument DateSep 1, 2020
Transaction TypeMortgage
Record UpdatedSep 16, 2020
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address11058 W RIDGE RD ELYRIA OH 440357470, ELYRIA, OH 44035-7470

Mortgage

Document Number0000777622
DateSep 8, 2020
Instrument777622
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 7, 2030

January 2017: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLORAIN OH
Recording DateJan 3, 2017
Property Address11058 W RIDGE RD, ELYRIA, OH 44035-7470
Document Number0000613920
Map ReferenceVOL 134 PG 136
Instrument DateDec 29, 2016
Instrument2017-0613920
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11058 W RIDGE RD, ELYRIA, OH 44035-7470

Mortgage

Document Number0000613921
DateJan 3, 2017
Instrument2017-0613921
Lender
NameFIRST NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictKeystone Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,464.00 (-2.18%)$61,960 (%) Land $18,810 Building $43,150$177,030 (-) Land $53,750 Building $123,280
2024$2,519.00 (+6.24%)$61,961 (+28.81%) Land $18,813 Building $43,148$177,030 (+28.81%) Land $53,750 Building $123,280
2023$2,371.00 (+0.76%)$48,104 (-0.01%) Land $19,649 Building $28,455$137,440 (-) Land $56,140 Building $81,300
2022$2,353.00$48,110 Land $19,650 Building $28,460
2021$137,440 Land $56,140 Building $81,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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