Lorain County property record for 11186 W Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,344 sqft · built 1980 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,636 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-010-000-008 |
| Primary APN | 10-00-010-000-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| 1st Floor Area | 2,344 sqft |
| Basement Area | 1,212 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 38,333 sqft (0.88 acres) |
| Garage Type | Detached |
| Garage Area | 1,488 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11186 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20010757789 |
| Legal Subdivision | CARLISLE SEC 10 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 71500 |
Source: Lorain County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11186 W RIDGE RD, ELYRIA, OH 44035-7468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE |
| Jul 23, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 21, 2023 | Fiduciary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 20, 2023 |
| Transfer Doc | 0000919641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 1, 2026 |
| Property Address | 11186 W RIDGE RD, ELYRIA, OH 44035-7468 |
| Document Number | 0000110071 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026110071 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | M I TITLE, I TITLE |
| Name | Verified Name |
|---|---|
| Address | 11186 W RIDGE RD, ELYRIA, OH 44035-7468 |
| Document Number | 0000110071, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 2026110071 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 23, 2026 |
| Property Address | 11186 W RIDGE RD, ELYRIA, OH 44035-7468 |
| Document Number | 0000104687 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026104687 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11186 W RIDGE RD, ELYRIA, OH 44035-7468 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 21, 2023 |
| Property Address | 11186 W RIDGE RD, ELYRIA, OH 44035-7468 |
| Document Number | 0000919642 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2023-0919642 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 11186 W RIDGE RD, ELYRIA, OH 44035-7468 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,636.00 (+19.79%) | $113,120 (-0.01%) Land $12,890 Building $100,230 | $323,220 (-) Land $36,840 Building $286,380 |
| 2024 | $113,127 (+49.37%) Land $12,894 Building $100,233 | $323,220 (+49.37%) Land $36,840 Building $286,380 | |
| 2023 | $3,870.00 (+0.31%) | $75,737 (%) Land $13,391 Building $62,346 | $216,390 (-) Land $38,260 Building $178,130 |
| 2022 | $3,858.00 | $75,740 Land $13,390 Building $62,350 | |
| 2021 | $216,390 Land $38,260 Building $178,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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