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10838 W Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 10838 W Ridge Rd, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,408 sqft · built 1900
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Jan 2020)
Tax Bill$1,703 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN10-00-010-000-019

Property Details

APN / Parcel Number

Primary APN10-00-010-000-019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,408 sqft Living Area
1st Floor Area960 sqft
2nd Floor Area448 sqft
Upper Floors Area448 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area13,068 sqft (0.3 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area480 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address10838 W RIDGE RD
CityELYRIA
StateOH
Zip44035-7474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21-10-010A -024-00
Legal SubdivisionCARLISLE SEC 10
JurisdictionLORAIN OH
Township / Civil DivisionCARLISLE
Census Block Group1
Census Block1016
Census Tract71500

Owner

Source: Lorain County records · APN 10-00-010-000-019

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10838 W RIDGE RD, ELYRIA, OH 44035-7474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2020Warranty Deed, Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG
Feb 23, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2020 · Amount on Record
Deed SaleJan 02, 2020 · Amount on Record
Prior SaleFeb 23, 2018
Deed Document Number2020000034
Record UpdatedJun 08, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJan 02, 2020
Property Address10838 W RIDGE RD, ELYRIA, OH 44035-7474
Document Number0000743816
Instrument DateDec 31, 2019
Instrument743816
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10838 W RIDGE RD ELYRIA OH 440357474, ELYRIA, OH 44035-7474

Mortgage

Document Number743817
DateJan 02, 2020
Instrument743817
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateFeb 23, 2018
Property Address10838 W RIDGE RD, ELYRIA, OH 44035-7474
Document Number0000662557
Instrument DateNov 20, 2017
Instrument662557
Transaction TypeTransfer
Record UpdatedMar 06, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10838 W RIDGE RD ELYRIA OH 440357474, ELYRIA, OH 44035-7474

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionCarlisle Township
Unified School DistrictKeystone Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,703.00$42,500 (+%) Land $8,730 Building $33,770$121,420 (-) Land $24,930 Building $96,490
2024$1,703.00 (+23.58%)$42,498 (+64.1%) Land $8,726 Building $33,772$121,420 (+64.1%) Land $24,930 Building $96,490
2023$1,378.00 (+3.92%)$25,897 (+0.03%) Land $9,114 Building $16,783$73,990 (-) Land $26,040 Building $47,950
2022$1,326.00$25,890 Land $9,110 Building $16,780
2021$73,990 Land $26,040 Building $47,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930715001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2011, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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