Lorain County property record for 10822 W Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,475 sqft · built 1949 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,688 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-010-000-053 |
| Primary APN | 10-00-010-000-053 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,475 sqft Living Area |
| 1st Floor Area | 1,556 sqft |
| 2nd Floor Area | 875 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 302 sqft |
| Deck Area | 182 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10822 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-10-010A -025-00 |
| Legal Subdivision | CARLISLE SEC 10 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 71500 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10822 W RIDGE RD, ELYRIA, OH 44035-7474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 1998 |
| Deed Sale | Jun 23, 1998 |
| Deed Document Number | 545524 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 10822 W RIDGE RD, ELYRIA, OH 44035-7474 |
| Document Number | 0000777438 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10822 W RIDGE RD ELYRIA OH 440357474, ELYRIA, OH 44035-7474 |
| Document Number | 0000777438 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 777438 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,688.00 | $93,530 (%) Land $14,660 Building $78,870 | $267,230 (-) Land $41,880 Building $225,350 |
| 2024 | $3,688.00 (+13.62%) | $93,531 (+41.11%) Land $14,658 Building $78,873 | $267,230 (+41.11%) Land $41,880 Building $225,350 |
| 2023 | $3,246.00 (+0.74%) | $66,284 (-0.01%) Land $16,237 Building $50,047 | $189,380 (-) Land $46,390 Building $142,990 |
| 2022 | $3,222.00 | $66,290 Land $16,240 Building $50,050 | |
| 2021 | $189,380 Land $46,390 Building $142,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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