Lorain County property record for 10886 W Ridge Rd, Elyria, OH 44035 · Last verified May 2026
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,630 sqft Gross Area |
| Lot Size | 735,293 sqft (16.8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2019) |
| Tax Bill | $4,431.00 (2024) |
| Primary APN | 10-00-010-000-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,630 sqft Gross Area |
| 1st Floor | 1,492 sqft 1st Floor |
| Upper Floors | 374 sqft Upper Floors |
| Basement Area | 1,108 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 735,293 sqft (16.8 acres) |
| Lot Width | 7 ft Width |
| Total Buildings | 2 Total Buildings |
| Patio Area | 40 sqft Patio |
| Porch Area | 430 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 10886 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7474 |
| Property Usage | Agriculture or Farming Property Usage |
| Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 20070213443 |
| Legal Subdivision | CARLISLE SEC 10 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 71500 |
Source: Lorain County records · APN 10-00-010-000-027
Assessment roll updated May 16, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10886 W RIDGE RD, ELYRIA, OH 44035-7474 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Right Of Survivorship |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Nov 14, 2016 · Amount on Record |
| Deed Doc Number | 2019716757 |
| Prior Transfer Date | Nov 08, 2016 |
| Prior Transfer Doc | 0000608355 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 31, 2019 |
| Property Address | 10886 W RIDGE RD, ELYRIA, OH 44035-7474 |
| Document Number | 0000716757 |
| Instrument Date | May 30, 2019 |
| Instrument | 716757 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 10886 W RIDGE RD ELYRIA OH 440357474, ELYRIA, OH 44035-7474 |
| Document Number | 716758 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 716758 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,361.00 (-1.58%) Homeowner's exemption | $147,820 (+%) Land $61,680 Building $86,140 | $422,340 (-) Land $176,220 Building $246,120 |
| 2024 | $4,431.00 (+20.64%) | $147,819 (+48.37%) Land $61,677 Building $86,142 | $422,340 (+48.37%) Land $176,220 Building $246,120 |
| 2023 | $3,673.00 (+1.1%) | $99,628 (+0.01%) Land $43,344 Building $56,284 | $284,650 (-) Land $123,840 Building $160,810 |
| 2022 | $3,633.00 Additional exemption filed | $99,620 Land $43,340 Building $56,280 | |
| 2021 | $284,650 Land $123,840 Building $160,810 |
10886 W Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 15th in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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