1015 Monroe Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1015 Monroe Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1986
Square Footage	1,002 sqft Heated Area
Lot Size	6,621 sqft (0.151 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2023)
Tax Bill	$3,215.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`82138`
Alternative APN	`042630004200010010`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Building Area	1,002 sqft Heated Area
Gross Area	1,666 sqft Gross Area
1st Floor	1,002 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Exterior Material	Brick Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,621 sqft (0.151 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	440 sqft Garage
Porch	1 Porch
Porch Area	224 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	82138
Street Address	1015 MONROE AVE
City	SAINT CLOUD
State	FL
Zip	34769-6712
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 1
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PALAMAR OAKS TWNHMS
Legal Tract	42
Legal Block	1
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 82138

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1015 MONROE AVE, SAINT CLOUD, FL 34769-6712
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	May 09, 2016 · Amount on Record
Deed Doc Number	2023155129
Deed Book / Page	6510 / 1423
Record Refreshed	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 28, 2023
Property Address	1015 MONROE AVE, SAINT CLOUD, FL 34769-6712
Document Number	0065101423
Book / Page	6510 / 1423
Map Reference	MB 7 PG 148
Instrument Date	Nov 15, 2023
Instrument	2023155129
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE COMPANY OVIEDO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11808 LIZARD LN, UMATILLA, FL 32784-7939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 MONROE AVE, SAINT CLOUD, FL 34769-6712

Mortgage

Document Number	0065101425
Date	Nov 28, 2023
Instrument	6510/1425

Lender

Name	PARTNERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,215.00 (+19.29%) Homeowner's exemption	$222,500 (+14.22%) Land $35,000 Building $187,500	$222,500 (+14.22%) Land $35,000 Building $187,500
2023	$2,695.00 (+10.72%)	$194,800 (+12.08%) Land $14,900 Building $179,900	$194,800 (+12.08%) Land $14,900 Building $179,900
2022	$2,434.00	$173,800 Land $14,900 Building $158,900	$173,800 Land $14,900 Building $158,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.