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908 E Monroe St, Mount Ayr, IA 50854 Property Records

Ringgold County property record for 908 E Monroe St, Mount Ayr, IA 50854

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,667 sqft · built 1969
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Jun 2019)
Tax Bill$2,664 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN005793

Property Details

APN / Parcel Number

Primary APN005793

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,667 sqft Base Area
1st Floor Area1,667 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeFrame
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Lot Dimensions297 ft deep x 100 ft wide
Garage TypeAttached
Garage Area606 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address908 E MONROE ST
CityMOUNT AYR
StateIA
Zip50854-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-68-29 W 100' OF E 200' OF W 3 AC OF N 10 AC SE SE
Legal Block68
JurisdictionRINGGOLD IA
Township / Civil DivisionMOUNT AYR
Census Block Group1
Census Block1039
Census Tract950200

Owner

Source: Ringgold County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address908 E MONROE ST, MOUNT AYR, IA 50854-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jun 10, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Deed Document Number2019497
Deed Book / Page483 / 68
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRINGGOLD IA
Property Address908 E MONROE ST, MOUNT AYR, IA 50854-2238
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000536/280
DateDec 21, 2021
Book Page536/280
Instrument2021-00001850
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 1, 2037
Interest
Rate TypeFixed Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRINGGOLD IA
Recording DateJun 10, 2019
Property Address908 E MONROE ST, MOUNT AYR, IA 50854-2238
Document Number483/68
Book / Page483 / 68
Instrument DateJun 10, 2019
Instrument497
Transaction TypeTransfer
Record UpdatedNov 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address908 E MONROE ST, MOUNT AYR, IA 50854-2238

Mortgage

Document Number0000483/70
DateJun 10, 2019
Book Page483/70
Instrument498
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Ringgold County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyRinggold County
MunicipalityMount Ayr City
Unified School DistrictMount Ayr Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,664.00 (-0.37%) Homeowner's exemption$165,388 (+14.74%) Land $18,300 Building $147,088$165,388 (+14.74%) Land $18,300 Building $147,088
2024$2,674.00 (-12.44%)
2023$144,143 (+6.41%) Land $17,080 Building $127,063$144,143 (+6.41%) Land $17,080 Building $127,063
2022$3,054.00$135,456 Land $17,080 Building $118,376
2021$135,456 Land $17,080 Building $118,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT AYR WATER TREATMENT PLANT
serves 1,683 people · EPA ID IA8055014
Water SourcePurchased surface water from SIRWA #2 (CRESTON)
Last State InspectionMar 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Lockridge Networks
Fixed Wireless		100 / 20
Windstream
DSL		100 / 20

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