11020 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 11020 89th Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	1 ba · 720 sqft · built 1972
Lot Size	17.1 acres (745,747 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Nov 2016)
Tax Bill	$1,624 (2024)
Flood Zone	Zone X (minimal risk)
APN	`04-03S-14E-02594-000000`

Property Details

APN / Parcel Number

Primary APN	`04-03S-14E-02594-000000`
Alternative APN	`02594000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	745,747 sqft (17.1 acres)
Patio Area	264 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	02594000000
Street Address	11020 89TH RD
City	LIVE OAK
State	FL
Zip	32060-7132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 17.12 ACRES COMM AT SW COR OF SEC & RUN N 799.62 FT TO CENTERLINE OF GRADED RD S 77 DEG 57'00 E 246.72 FT TO INTERSECTION
Legal Range	14E
Legal Township	03S
Legal Section	04
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	2
Census Block	2004
Census Tract	970502

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11020 89TH RD, LIVE OAK, FL 32060-7132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2016 · Amount on Record
Deed Sale	Nov 16, 2016 · Amount on Record
Prior Sale	Jun 27, 2007 · Amount on Record
Deed Document Number	2016187396
Deed Book / Page	01955 / 0154
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$129,303 (+5.99%)	$229,294 (+14.18%) Land $107,856 Building $121,438
2024	$1,624.00 (+2.78%)
2023	$1,580.00 (+3.27%) Homeowner's exemption	$121,999 (+2.95%)	$200,821 (+20.7%) Land $97,584 Building $103,237
2022	$1,530.00 Homeowner's exemption	$118,501	$166,383 Land $85,600 Building $80,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000