1. Home
  2. Florida
  3. Suwannee County
  4. Live Oak
  5. 89th Rd

10852 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 10852 89th Rd, Live Oak, FL 32060

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 ba · 4,889 sqft · built 1999
Lot Size36.3 acres (1,583,406 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Feb 2024)
Tax Bill$6,280 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-03S-14E-02592-001000

Property Details

APN / Parcel Number

Primary APN04-03S-14E-02592-001000
Alternative APN
  • 02592001000

Interior

Full Baths3 Baths
Stories1 Story
Building Area4,889 sqft Gross Area
1st Floor Area4,889 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2017
Exterior MaterialAsbestos
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,583,406 sqft (36.3 acres)
Pool TypeSpa / Hot Tub (No Pool)
Patio Area1,566 sqft
Canopy864 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address10852 89TH RD
CityLIVE OAK
StateFL
Zip32060-7131
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionLEG 36.35 ACRES START AT THE NW COR OF THE SW1/4 OF SECTION 4 & THENCE RUN S 89 DEG 37' E ALONG THE N BOUNDARY OF SAID SW1/4 1814.34 FT TO POB THENCE RUN S 89 DEG 37' E ALONG SAID BOUNDARY 837.74 FT TO THE NE COR OF SAID SW1/4 THENCE RUN S 0 DEG 00'
Legal Range14E
Legal Township03S
Legal Section04
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group2
Census Block2004
Census Tract970502

Owner

10852 89th Rd, an agricultural property, is owned and occupied by an individual who bought it in February 2024.

Source: Suwannee County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address10818 89TH RD, LIVE OAK, FL 32060-7131
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2024 · Amount on File
Deed SaleFeb 13, 2024 · Amount on File
Deed Document Number2024275853
Deed Book / Page2496 / 336
Prior Transfer DateAug 14, 2009
Prior Transfer Doc0000112887
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateFeb 13, 2024
Property Address10852 89TH RD, LIVE OAK, FL 32060-7131
Document Number0000275853
Book / Page2496 / 336
Instrument DateFeb 12, 2024
Instrument2024275853
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyHERITAGE TITLE COMPANY, HERITAGE TTL SVCS OF NORTH F

Transaction

AmountAmount on Record
Tax$700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10852 89TH RD, LIVE OAK, FL 32060-7131

Transferred To (Grantee/Buyer)

NameVerified Name
Address10818 89TH RD, LIVE OAK, FL 32060-7131

Mortgage

Document Number0000275854
DateFeb 13, 2024
Instrument2024275854
Lender
NameCATHERINE WILLSON
TypePrivate Party
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term30 Months
DueAug 11, 2026

Mortgage

Document Number0000275854
DateFeb 13, 2024
Book Page2496/338
Instrument2024275854
Lender
NameCATHERINE C WILLSON
TypePrivate Party
Address10852 89TH RD, LIVE OAK, FL 32060
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term30 Months
DueAug 11, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 10852 89th Rd was $6,280 with exemptions applied, up 2.4% from the year before.

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,280.00 (+2.43%) Homeowner's exemption Widower's exemption$578,185$641,462 Land $74,900 Building $566,562
2024$6,131.00 (+2.06%)
2023$6,007.00 (+1.2%) Homeowner's exemption$427,872 (+2.89%)$621,439 (+14.56%)
2022$5,936.00 Homeowner's exemption$415,856$542,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10852 89th Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10852 89th Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

Nearby Properties on 89th Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures