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11021 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 11021 89th Rd, Live Oak, FL 32060

Property Summary

Property TypeVacant Land
Details2 ba · 1,720 sqft · built 1992
Lot Size7.34 acres (319,730 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Mar 2026)
Tax Bill$632 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-03S-14E-02598-000000

Property Details

APN / Parcel Number

Primary APN05-03S-14E-02598-000000
Alternative APNs
  • 04-03S-14E-02592-000001
  • 02592000001
  • 02598000000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,720 sqft Living Area
1st Floor Area1,720 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2007
Exterior MaterialLogs
Roof TypeGable/Hip
Lot Area319,730 sqft (7.34 acres)
Patio Area480 sqft
Greenhouse144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address11021 89TH RD
CityLIVE OAK
StateFL
Zip32060-7136
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLEG 7.34 ACRES BEGIN AT THE NW COR OF SW1/4 & THENCE RUN S ALONG THE SECTION LINE BETWEEN 4 & 5 1088.36 FT TO POB THENCE RUN ALONG SAID SEC LINE 732.64 FT TO THE NORTH BOUNDARY OF THE R/W OF THE GRADED PUBLIC RD THENCE S 77 DEG 57' E ALONG SAID BOUND
Legal Range14E
Legal Township03S
Legal Section05
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group5
Census Block5016
Census Tract970100

Owner

Source: Suwannee County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11021 89TH RD, LIVE OAK, FL 32060-7136
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 9, 2026 · Amount on Record
Deed SaleMar 9, 2026 · Amount on Record
Prior SaleFeb 26, 2025 · Amount on Record
Deed Document Number20262588
Deed Book / Page2679 / 471
Prior Transfer DateJul 8, 2024
Prior Transfer Doc0000281055
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateMar 9, 2026
Property Address11021 89TH RD, LIVE OAK, FL 32060-7136
Document Number0061002588
Book / Page2679 / 471
Instrument DateMar 5, 2026
Instrument202661002588
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyLAKE CITY TITLE INC, LAKE CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443

Transferred To (Grantee/Buyer)

NameVerified Name
Address11021 89TH RD, LIVE OAK, FL 32060-7136

Mortgage

Document Number0000000473
DateMar 9, 2026
Instrument2679/473
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,922 (-41.52%) Land $60,922$60,922 (-65.1%) Land $60,922
2024$632.00 (-36.42%)
2023$994.00 (+10.2%) Homeowner's exemption$104,169 (+3%)$174,546 (+31.25%) Land $16,000 Building $158,546
2022$902.00 Homeowner's exemption$101,135$132,983 Land $16,000 Building $116,983

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1991–2024)
Claims Outside the SFHA2 of 9
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Suwannee Valley Electric Cooperative
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

May also be available: Uniti Group.

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