10867 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 10867 89th Rd, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,138 sqft · built 1979
Lot Size	19.7 acres (861,181 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,226 (2024)
Deeds & Mortgages	Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-03S-14E-02592-000000`

Property Details

APN / Parcel Number

Primary APN	`04-03S-14E-02592-000000`
Alternative APN	`02592000000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,138 sqft Living Area
1st Floor Area	2,010 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	861,181 sqft (19.7 acres)
Porch	Finished/Screened Porch
Patio Area	464 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02592000000
Street Address	10867 89TH RD
City	LIVE OAK
State	FL
Zip	32060-7135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 19.77 ACRES BEG AT NW COR OF SW 1/4 OF SAID SEC THENCE RUN S ALONG SEC LINE 458.12 FT TO POB THENCE CONT ALONG SEC LINE
Legal Range	14E
Legal Township	03S
Legal Section	04
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	5
Census Block	5016
Census Tract	970100

Owner

10867 89th Rd is owned and occupied by two individuals who acquired it in October 2017.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	10867 89TH RD, LIVE OAK, FL 32060-7135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Oct 4, 2017
Transfer Doc	0000196663
Record Updated	Jun 8, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 4, 2017
Property Address	10867 89TH RD, LIVE OAK, FL 32060-7135
Document Number	0000196663
Book / Page	002009 / 000190
Instrument Date	Oct 4, 2017
Instrument	196663
Transaction Type	Transfer
Record Updated	Oct 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3213 CAROL ANN ST WICHITA FALLS TX 763092109, WICHITA FALLS, TX 76309-2109

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,945	$208,758
2024	$1,226.00 (+2.85%)
2023	$1,192.00 (+3.65%) Homeowner's exemption	$97,353 (+2.87%)	$198,545 (+25.68%)
2022	$1,150.00 Homeowner's exemption	$94,633	$157,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10867 89th Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1991–2024)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10867 89th Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000