10895 89th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 10895 89th Rd, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details1 ba · 960 sqft · built 1985
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Tax Bill$441 (2024)
Flood ZoneZone X (minimal risk)
APN04-03S-14E-02592-006000

Property Details

APN / Parcel Number

Primary APN04-03S-14E-02592-006000
Alternative APN
  • 02592006000

Interior

Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Patio Area144 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02592006000
Street Address10895 89TH RD
CityLIVE OAK
StateFL
Zip32060-7135
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG .50 ACRES COMM AT THE NW COR OF SW1/4 THENCE RUN S 1088.36 FT THENCE E 465.34 FT TO POB CON S 89 DEG E 120 FT THENCE S 17
Legal Range14E
Legal Township03S
Legal Section04
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group5
Census Block5016
Census Tract970100

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10895 89TH RD, LIVE OAK, FL 32060-7135
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 5, 2015
Transfer Doc0000171202
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$31,815 (+5.99%)$45,750 (+47.34%) Land $5,000 Building $40,750
2024$441.00 (+2.8%)
2023$429.00 (+5.15%) Homeowner's exemption$30,017 (+2.5%)$31,051 (-5.43%) Land $5,000 Building $26,051
2022$408.00 Homeowner's exemption$29,286$32,835 Land $5,000 Building $27,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1991–2024)
Claims Outside the SFHA2 of 9
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000

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