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1102 Shepard St, Morehead City, NC 28557 Property Records

Carteret County property record for 1102 Shepard St, Morehead City, NC 28557 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,936 sqft · built 1998
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$825,000 (Feb 2021)
Tax Bill$7,345 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN6386.19.50.7848000

Property Details

APN / Parcel Number

Primary APN6386.19.50.7848000
Alternative APNs
  • 40570
  • 58417

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,936 sqft Heated Area
Gross Area1,768 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchPorch
Porch Area236 sqft
Deck Area70 sqft
Utility Building346 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number58417
Street Address1102 SHEPARD ST
CityMOREHEAD CITY
StateNC
Zip28557-4155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL2 B67 MOREHEAD CITY
Legal SubdivisionMOREHEAD CITY
Legal Block67
Legal Lot Number2
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2065
Census Tract970403

Owner

Source: Carteret County records · APN 6386.19.50.7848000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1102 EVANS ST, MOREHEAD CITY, NC 28557-4137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 12, 2021 · Amount on Record
Deed SaleFeb 12, 2021 · Amount on Record
Deed Document Number0000170859
Deed Book / Page1708 / 59
Record UpdatedJun 08, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateFeb 12, 2021
Property Address1102 SHEPARD ST, MOREHEAD CITY, NC 28557-4155
Document Number0017080059
Book / Page1708 / 59
Map ReferenceMB 1 PG 139
Instrument DateFeb 12, 2021
Instrument1708059
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1306 BRIDGES ST, 1306, MOREHEAD CITY, NC 28557-3757

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 SHEPARD ST, MOREHEAD CITY, NC 28557-4155

Mortgage

Document Number1708060
DateFeb 12, 2021
Instrument1708-060
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityMorehead City Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,345.00 (+325.3%)$1,277,096 (+153.13%) Land $435,010 Building $842,086$1,277,096 (+153.13%) Land $435,010 Building $842,086
2023$504,521 Land $217,812 Building $286,709$504,521 Land $217,812 Building $286,709
2022$1,727.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
58 under condo master policies
Nearby Flood Claims60 (1985–2022)
Claims Outside the SFHA19 of 60
Most Recent ClaimJan 2022, tidal / storm surge
Claims By Storm
  • Hurricane Florence, Sep 2018 · 25 claims
  • Hurricane Fran, Sep 1996 · 7 claims
  • Hurricane Bertha, Jul 1996 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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