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1015 Shepard St, Morehead City, NC 28557 Property Records

Carteret County property record for 1015 Shepard St, Morehead City, NC 28557 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,912 sqft · built 2014
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$683,000 (Aug 2015)
Tax Bill$6,597 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone AE (high risk)
APN6386.19.50.9701000

Property Details

APN / Parcel Number

Primary APN6386.19.50.9701000
Alternative APNs
  • 94601
  • 31123

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,912 sqft Heated Area
Gross Area1,144 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2014
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Patio Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31123
Street Address1015 SHEPARD ST
CityMOREHEAD CITY
StateNC
Zip28557-4154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL9 CHUCK BISSETTE
Legal SubdivisionCHUCK BISSETT
Legal Tract9
Legal Lot Number9
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2050
Census Tract970403

Owner

Source: Carteret County records · APN 6386.19.50.9701000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1015 SHEPARD ST, MOREHEAD CITY, NC 28557-4154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 04, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2015 · Amount on Record
Deed SaleAug 28, 2015 · Amount on Record
Deed Document Number0001518318
Deed Book / Page1518 / 318
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address1015 SHEPARD ST, MOREHEAD CITY, NC 28557-4154
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017090153
DateFeb 22, 2021
Book Page1709/153
Instrument1709153
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address1015 SHEPARD ST, MOREHEAD CITY, NC 28557-4154
Document Number0016650260
Instrument DateMar 04, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 SHEPARD ST MOREHEAD CITY NC 285574154, MOREHEAD CITY, NC 28557-4154

Mortgage

Document Number0016650260
DateMar 09, 2020
Book Page001665/000260
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 08, 2050

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityMorehead City Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,597.00 (+216.25%)$1,145,198 (+82.41%) Land $435,010 Building $710,188$1,145,198 (+82.41%) Land $435,010 Building $710,188
2023$627,829 Land $230,625 Building $397,204$627,829 Land $230,625 Building $397,204
2022$2,086.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
58 under condo master policies
Nearby Flood Claims60 (1985–2022)
Claims Outside the SFHA19 of 60
Most Recent ClaimJan 2022, tidal / storm surge
Claims By Storm
  • Hurricane Florence, Sep 2018 · 25 claims
  • Hurricane Fran, Sep 1996 · 7 claims
  • Hurricane Bertha, Jul 1996 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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