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1011 Shepard St, Morehead City, NC 28557 Property Records

Carteret County property record for 1011 Shepard St, Morehead City, NC 28557 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,024 sqft · built 1962
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Last Sale$1,140,000 (Feb 2023)
Tax Bill$8,775 (2025)
Deeds & MortgagesFeb 2023 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN6386.19.60.0618000

Property Details

APN / Parcel Number

Primary APN6386.19.60.0618000
Alternative APNs
  • 164240
  • 407873
  • 48089

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,024 sqft Heated Area
Gross Area1,728 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1996
Architectural StyleCottage
Exterior MaterialBlock
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions253 ft deep x 60 ft wide

Exterior Amenities

Deck Area48 sqft
Shed1 Shed
Shed Area128 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number48089
Street Address1011 SHEPARD ST
CityMOREHEAD CITY
StateNC
Zip28557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL5 11 B99 MOREHEAD CITY
Legal Block99
Legal Lot Number5,11 11
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2050
Census Tract970403

Owner

Source: Carteret County records · APN 6386.19.60.0618000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1403 SHEPARD ST, MOREHEAD CITY, NC 28557-4055
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 2023 · Amount on Record
Deed SaleFeb 08, 2023 · Amount on Record
Deed Document Number0001791135
Deed Book / Page1791 / 135
Record UpdatedJun 08, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateFeb 08, 2023
Property Address1011 SHEPARD ST, MOREHEAD CITY, NC 28557
Document Number0017910135
Book / Page1791 / 135
Map ReferenceFILE 314356
Instrument DateFeb 07, 2023
Instrument1791135
Transaction TypeTransfer
Record UpdatedFeb 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 662, GREENVILLE, NC 27835-0662

Transferred To (Grantee/Buyer)

NameVerified Name
Address1403 SHEPARD ST, MOREHEAD CITY, NC 28557-4055

Mortgage

Document Number0001791136
DateFeb 08, 2023
Instrument1791-136
Lender
NameFIRST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityMorehead City Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,775.00 (+186.39%)$1,529,087 (+72.59%) Land $1,239,928 Building $289,159$1,529,087 (+72.59%) Land $1,239,928 Building $289,159
2023$885,969 Land $730,733 Building $155,236$885,969 Land $730,733 Building $155,236
2022$3,064.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
58 under condo master policies
Nearby Flood Claims60 (1985–2022)
Claims Outside the SFHA19 of 60
Most Recent ClaimJan 2022, tidal / storm surge
Claims By Storm
  • Hurricane Florence, Sep 2018 · 25 claims
  • Hurricane Fran, Sep 1996 · 7 claims
  • Hurricane Bertha, Jul 1996 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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