1104 Shepard St, Morehead City, NC 28557 Property Records

Carteret County property record for 1104 Shepard St, Morehead City, NC 28557 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1992
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on File
Last Sale	$1,150,000 (Apr 2026)
Tax Bill	$6,198 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`6386.19.50.6950000`

Property Details

APN / Parcel Number

Primary APN	`6386.19.50.6950000`
Alternative APNs	`57372` `57506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,992 sqft Heated Area
Gross Area	3,782 sqft
1st Floor Area	104 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Porch	Slab
Porch Area	786 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	57506
Street Address	1104 SHEPARD ST
City	MOREHEAD CITY
State	NC
Zip	28557-4155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 4 B67 MOREHEAD CITY
Legal Subdivision	MOREHEAD CITY
Legal Block	50
Legal Lot Number	3-4
Jurisdiction	CARTERET NC
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2065
Census Tract	970403

Owner

Source: Carteret County records · APN 6386.19.50.6950000

Assessment roll updated November 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3412 WILLIAMSBOROUGH CT, RALEIGH, NC 27609-6367
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALPHA MORTGAGE CORP
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	20261883390
Deed Book / Page	1883 / 390
Prior Transfer Date	Jul 11, 2007
Prior Transfer Doc	0012310240
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 21, 2026
Property Address	1104 SHEPARD ST, MOREHEAD CITY, NC 28557-4155
Document Number	0001883390
Book / Page	1883 / 390
Instrument Date	Apr 20, 2026
Instrument	2026.1883390
Transaction Type	Transfer
Record Updated	May 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$232,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3412 WILLIAMSBOROUGH CT, RALEIGH, NC 27609-6367

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 21, 2026
Property Address	1104 SHEPARD ST, MOREHEAD CITY, NC 28557-4155
Document Number	0018830390
Book / Page	1883 / 390
Instrument Date	Apr 20, 2026
Instrument	20261883390
Transaction Type	Transfer
Record Updated	Aug 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$232,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3412 WILLIAMSBOROUGH CT, RALEIGH, NC 27609-6367

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1104 SHEPARD ST, MOREHEAD CITY, NC 28557-4155
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016670093
Date	Mar 24, 2020
Book Page	1667/93
Instrument	1667093

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 31, 2017
Property Address	1104 SHEPARD ST, MOREHEAD CITY, NC 28557-4155
Document Number	0015770210
Book / Page	1577 / 210
Map Reference	MB1 PG139
Instrument Date	May 25, 2017
Instrument	1577210
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2011 SHEPARD ST, 2011, MOREHEAD CITY, NC 28557-3948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 SHEPARD ST, MOREHEAD CITY, NC 28557-4155

Mortgage

Document Number	1577211
Date	May 31, 2017
Instrument	1577211

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Morehead City Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,198.00 (+218.83%)	$1,075,023 (+83.85%) Land $449,014 Building $626,009	$1,075,023 (+83.85%) Land $449,014 Building $626,009
2023		$584,737 Land $382,500 Building $202,237	$584,737 Land $382,500 Building $202,237
2022	$1,944.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 units insured 58 under condo master policies
Nearby Flood Claims	60 (1985–2022)
Claims Outside the SFHA	19 of 60
Most Recent Claim	Jan 2022, tidal / storm surge
Claims By Storm	Hurricane Florence, Sep 2018 · 25 claims Hurricane Fran, Sep 1996 · 7 claims Hurricane Bertha, Jul 1996 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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