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1107 Shepard St, Morehead City, NC 28557 Property Records

Carteret County property record for 1107 Shepard St, Morehead City, NC 28557 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,465 sqft · built 2004
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Tax Bill$16,196 (2025)
Deeds & MortgagesJan 2026 Line of Credit
May 2021 Mortgage
Flood ZoneZone AE (high risk)
APN6386.19.50.6610000

Property Details

APN / Parcel Number

Primary APN6386.19.50.6610000
Alternative APNs
  • 522490
  • 2761

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,465 sqft Heated Area
Gross Area1,882 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area210 sqft
Deck Area27 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number2761
Street Address1107 SHEPARD ST
CityMOREHEAD CITY
StateNC
Zip28557-4156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 & ALLEY B101 MOREHEAD CITY
Legal SubdivisionTOWN MOREHEAD CITY PLAN
Legal Block50
Legal Lot Number4
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2051
Census Tract970403

Owner

Source: Carteret County records · APN 6386.19.50.6610000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address609 GLEN EDEN DR, RALEIGH, NC 27612-5002
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2026Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
May 14, 2021Warranty Deed, Transfer · Conventional Mortgage
CORPORATE INVESTORS MORTGAGE GROUP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateApr 09, 2009
Transfer Doc0013040275
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address1107 SHEPARD ST, MOREHEAD CITY, NC 28557-4156
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018750264
DateJan 08, 2026
Book Page1875/264
Instrument1875264
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateMay 14, 2021
Property Address1107 SHEPARD ST, MOREHEAD CITY, NC 28557-4156
Document Number0017220071
Book / Page1722 / 71
Map ReferenceMB 01 PG 139
Instrument DateApr 30, 2021
Instrument1722071
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1107 1 2 SHEPARD ST, MOREHEAD CITY, NC 28557

Transferred To (Grantee/Buyer)

NameVerified Name
Address608 GLEN EDEN DR, RALEIGH, NC 27612-5003

Mortgage

Document Number0001722085
DateMay 14, 2021
Instrument1722-085
Lender
NameCORPORATE INVESTORS MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityMorehead City Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,196.00 (+295.99%)$2,836,824 (+129.7%) Land $1,489,883 Building $1,346,941$2,836,824 (+129.7%) Land $1,489,883 Building $1,346,941
2023$1,235,004 Land $793,125 Building $441,879$1,235,004 Land $793,125 Building $441,879
2022$4,090.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
58 under condo master policies
Nearby Flood Claims60 (1985–2022)
Claims Outside the SFHA19 of 60
Most Recent ClaimJan 2022, tidal / storm surge
Claims By Storm
  • Hurricane Florence, Sep 2018 · 25 claims
  • Hurricane Fran, Sep 1996 · 7 claims
  • Hurricane Bertha, Jul 1996 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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