Miami County property record for 1102 E Franklin St, Troy, OH 45373 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1930 |
| Square Footage | 1,368 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $219,900 (2025) |
| Tax Bill | $2,280.00 (2025) |
| Primary APN | D08-026250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,368 sqft Living Area |
| 1st Floor | 1,488 sqft 1st Floor |
| Upper Floors | 624 sqft Upper Floors |
| Basement Area | 720 sqft Basement |
| Unfinished Basement | 720 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 172 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 252 sqft Garage |
| Deck Area | 120 sqft Deck |
| Patio Area | 375 sqft Patio |
| Canopy Area | 88 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1102 E FRANKLIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3720 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | IN LOT 2625 50X110 & OUT LOT 120 |
| Legal Subdivision | CITY OF TROY |
| Legal Lot Number | 2625 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-026250
Assessment roll updated March 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1102 E FRANKLIN ST, TROY, OH 45373-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 15, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Feb 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 20, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on Record |
| Deed Sale | Dec 15, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Doc Number | 202514493 |
| Prior Transfer Date | Sep 16, 2013 |
| Prior Transfer Doc | 0000003157 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 15, 2025 |
| Property Address | 1102 E FRANKLIN ST, TROY, OH 45373-3720 |
| Document Number | 0000014493 |
| Instrument Date | Dec 02, 2025 |
| Instrument | 2025OR-14493 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1102 E FRANKLIN ST, TROY, OH 45373-3720 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014494 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025OR-14494 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1102 E FRANKLIN ST, TROY, OH 45373-3720 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002332 |
|---|---|
| Date | Feb 09, 2021 |
| Instrument | 2021OR-02332 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1102 E FRANKLIN ST, TROY, OH 45373-3720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LANDMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015516 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 2017OR-15516 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 20, 2018 |
| Property Address | 1102 E FRANKLIN ST, TROY, OH 45373-3720 |
| Document Number | 0000007532 |
| Map Reference | VL 3 PG 32 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018OR-07532 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1102 E FRANKLIN ST, TROY, OH 45373-3720 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,280.00 (+35.07%) Homeowner's exemption | $66,120 (+48.02%) Land $8,790 Building $57,330 | $188,900 (+48.04%) Land $25,100 Building $163,800 |
| 2024 | $1,688.00 (+2.18%) Homeowner's exemption | $44,670 (-) Land $9,140 Building $35,530 | |
| 2023 | $1,652.00 (+17.41%) Homeowner's exemption | $44,670 (-) Land $9,140 Building $35,530 | $127,600 (-) Land $26,100 Building $101,500 |
| 2022 | $1,407.00 Homeowner's exemption | $44,670 Land $9,140 Building $35,530 | $127,600 Land $26,100 Building $101,500 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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